Most retirees assume their pension is safe — but new data shows many plans are more fragile than anyone realized.

Market swings, longer lifespans, and rising inflation are putting enormous pressure on pension systems nationwide.

And your future income may depend on one simple number.

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The PBGC, created in 1974, now protects more than 33 million American workers and retirees. Despite its broad coverage, many beneficiaries don’t know they’re protected — or how much of their pension would be guaranteed if their plan failed.