Mises Institute
Wednesday, November 12, 2025
Good Afternoon,
This week, the Trump administration announced it wants to create a new 50-year mortgage. At mises.org today, I explain why this is a very bad idea for so many reasons ([link removed]) . It will mean more federal intervention and bailouts in mortgage markets. It won’t increase homeownership in any real sense. What’s more, as Connor O’Keeffe also shows today ([link removed]) , the Trump scheme doesn’t even address the problem of housing supply which has been fueling home price inflation for decades. If you haven’t noticed it, by the way, have a look at our Notes in the Margin ([link removed]) feature on the front page which features news and commentary from around the web, curated for our mises.org audience and updated continually.
Ryan
Editor-in-Chief
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Trump’s 50-Year Mortgage Will Bring More Inflation and Corporate Bailouts
Ryan McMaken
Total mortgage debt will increase as actual ownership in equity will go down. If homeownership does increase, it will be “ownership” of the sort where the homeowner has little to no actual equity.
READ MORE + ([link removed])
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50-Year Mortgages Won’t Make Housing More Affordable
Connor O’Keeffe
President Trump has proposed a 50-year mortgage for new homebuyers, ostensibly to make housing more affordable. Actually, this financial instrument will make housing more costly and do nothing to address the root of this entire problem: the artificial housing shortage.
READ MORE + ([link removed])
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On Resisting Evil
We must not abandon our lives, our properties, our America, the real world, to the barbarians.
Never.
LISTEN + ([link removed])
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Why the Worst
Get on Top
Politics rewards the ruthless over the principled.
LISTEN + ([link removed])
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Sorcerers of Demand
Central planners act as sorcerers who can conjure economic prosperity through artificially increasing demand.
read more ([link removed])
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The Crisis in 10 Points
The art of economics consists in looking not merely at the immediate but at the long effects of any act or policy.
read more ([link removed])
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Politicians Want Thanksgiving To Be Political. Ignore Them.
Thanksgiving started out as a terribly political holiday, but it has gotten better with age.
read more ([link removed])
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Taxes and the Rise of the Modern State
Ryan explains how the modern “tax state” emerged and why understanding its origins is the first step to rolling it back.
WATCH NOW ([link removed])
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The Misesian
In the latest issue of The Misesian, we give readers a sense of what happens at Mises University by featuring lectures and photos from the event, as well as testimonials from students.
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