| But there’s another important development that completely undercuts the Democrats’ arguments on health care.
A recently released Fact Sheet by the Centers for Medicare and Medicaid Services blows a gigantic hole in the Democratic narrative that allowing Joe Biden’s inflated Obamacare subsidies to expire would lead to an unconscionable increase in Obamacare premiums and crush American families.
We now know that’s baloney: The average premium for the most affordable ACA plans will be lower than in 2020. According to CMS: “The average Marketplace premium after tax credits is projected to be $50 per month for the lowest cost plan in 2026 for eligible enrollees. While this represents a $13 increase from 2025, it remains $20 less expensive than the monthly premium after tax credits in 2020.” - One other important point: In 2026, almost 60% of eligible enrollees will have access to the low-cost $50 premium plan
- Additionally, 95% of Obamacare enrollees will have access to three or more Qualified Health Plan (QHP) issuers, compared to 68% in 2020. The CMS data show that Obamacare enrollees will still face low premiums and expanded plan choice even after the temporary Covid credits expire.
But there’s another aspect of the CMS data sheet commenting on Health Savings Accounts that is also worth noting: President Trump's Working Families Tax Cuts Legislation expanded access to HSA-eligible plans that enable contributions to a consumer's HSA account by making all bronze and catastrophic Marketplace plans HSA-eligible plans. In 2026, this will make HSA-eligible plans available to every consumer in every county across the states that utilize HealthCare.gov. This expands access to HSA-eligible plans to at least 1.6 million additional HealthCare.gov consumers. What does this mean? More Americans will have more choices for health care coverage, and when that happens, prices are more stable and, in the long run, begin to come down. And yet Democrats not only want to extend Joe Biden’s inflated Covid subsidies, they also want to undo these expanded HSAs and all the Medicaid reforms in President Trump’s Working Families Tax Cuts law. The Medicaid reforms in the Trump tax law are serious, necessary steps to address a program plagued by fraud and inefficiencies, where taxpayer dollars are being wasted on individuals who aren’t even eligible. As a reminder, here is how the law will improve Medicaid: - Work requirements: Enrollees must meet work requirements similar to those in other welfare programs. States are also required to ensure enrollees are eligible.
- Ending kickback schemes: The bill prevents hospitals and state governments from exploiting federal taxpayers through provider tax schemes.
Here’s the truth: The Trump tax bill makes health care better. It expands access to HSAs, expands access to direct primary care, and reforms Medicaid by eliminating waste, fraud, and abuse that have drained the program of resources that should help the most vulnerable. We cannot let Congress undo the progress we made in the Trump tax bill, so lawmakers need to hear from you — whether they supported the bill or not. Send your message today to show them the American people are paying attention — and expect them to stand strong for efforts to clean up waste, fraud, and abuse in government! | 
