The IRS just gave retirees more time — but only those who understand the new rules will benefit.

While the agency delayed the latest round of Required Minimum Distribution (RMD) rule changes until 2026, several key updates are already in effect right now.

And missing them could cost retirees big.

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Fun Fact Of The Day

When Congress created RMDs in 1986, the life expectancy used to calculate withdrawals was far shorter. The new tables introduced in 2022 increased those averages, giving retirees more flexibility and longer tax-deferred growth.