There’s a Social Security rule that millions of retirees overlook — and it could mean the difference between losing money and maximizing lifetime benefits.

It all comes down to how much you earn before reaching full retirement age.

And the timing matters more than most people realize.

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Fun Fact Of The Day

When Social Security began in 1935, the program didn’t allow anyone to work while collecting benefits. That rule was loosened in 1950, giving older Americans more freedom to earn income in retirement.