Millions of retirees just got the best Social Security news in years.

Starting in January 2026, monthly benefit checks will rise thanks to a newly finalized cost-of-living adjustment — the largest in recent memory.

But how much relief will it really bring?

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Fun Fact Of The Day

The largest Social Security COLA on record was 14.3% in 1980, driven by runaway inflation. In contrast, the smallest increases — 0% — occurred in 2010, 2011, and 2016 when inflation was nearly flat.