Friend,

From crises that dominate the headlines to underreported emergencies, you’ve helped Doctors Without Borders/Médecins Sans Frontières (MSF) deliver vital care where it’s needed most. We cannot do this work without supporters like you. Thank you for your commitment to saving lives with us.

We’re reaching out today to share a few opportunities that can help maximize your charitable gift to MSF—and may also benefit your finances as we head into this giving season.

Maximize your impact. Minimize your taxes. If you are 70 1/2 or older, one of the most impactful ways you can power MSF's work is by giving through your individual retirement account (IRA) to make a qualified charitable distribution (QCD).

BENEFITS TO YOU Making a QCD gift through your IRA can be used to meet your annual required minimum distribution (RMD)—the amount all IRA owners over 73 must withdraw each year to avoid tax penalties. Normally, funds distributed from an IRA must be included in your taxable income, which is likely to increase your overall tax burden. A QCD is an exception to this rule, and charities receive the full amount tax-free.

HOW IT WORKS If you are 70 ½ or older with a traditional IRA, you may be eligible to make a QCD to support MSF’s work. You can give up to $108,000 through your IRA each calendar year. Your gift must come directly from your IRA to MSF by December 31, 2025, in order to qualify toward your 2025 RMD. Initiate the process today and check in with your financial institution about processing times.

MSF has partnered with FreeWill to simplify the process of making a QCD gift from your IRA. Click here to get started. You can also contact us at (888) 392-0392 or [email protected].

It's also simple to support our lifesaving work with a donation of non-cash assets—such as appreciated stocks, bonds, or mutual funds. There is no obligation to pay any capital gains taxes on the appreciation of these assets, which can help maximize your support. To make a gift of stock or other appreciated assets, the transfer must be completed by December 31, 2025. If you’ve already bunched your contributions into a donor-advised fund (DAF), the same deadline applies if you’d like to put those dollars to work for MSF.

Over the summer, Congress passed a new tax law, which includes important changes that could impact how you consider your philanthropic giving next year. For example, if you fall in the 37% federal income tax bracket, starting next year, the value of your charitable deduction benefits will be capped at 35%. Some donors may prefer to accelerate their support this year in order to benefit from the current 37% limit.

Individual situations vary, and a qualified financial advisor or a tax professional can help you determine the tax benefits of different giving options and which matches your philanthropic and financial goals best. While considering any of these ways to give, we encourage you to check with your financial institution about processing times to ensure all gifts can be received by December 31, 2025.

Thank you again for saving lives with us,

Doctors Without Borders/Médecins Sans Frontières USA

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This email was sent from the U.S. section of Doctors Without Borders/Médecins Sans Frontières (MSF), an international independent medical humanitarian organization that delivers emergency aid to people affected by armed conflict, epidemics, natural and man-made disasters, and exclusion from health care.

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