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We need a healthcare solution that puts power back in our hands
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Hello John,
It’s true. Even progressives are coming to the stark realization that
Obamacare has not lived up to its lofty promises. Indeed, it has clearly made
things worse.
You may have seen this recent op-ed in The Washington Post, written by a
progressive, that paints a grim picture of the impact Obamacare has had on our
health care system. It is worth quoting at length.
Consider that, from 2000 to 2020, egg prices fluctuated between just under $1
and about $3 a dozen; they reached $6.23 in March but then fell to $3.77 in
June. Average gas prices, after seesawing between $2 and $4 a gallon for more
than a decade starting in 2005, peaked at $4.93 in 2022, and are now back to
just over $3.
Meanwhile, since 1999, health insurance premiums for people with
employer-provided coverage have more than quadrupled … For many people who have
the kind of insurance plans created by the Affordable Care Act, rates have
probably risen even more drastically.
When Obamacare was being considered by Congress, President Barack Obama
promised that if we passed his bill, health insurance premiums for the average
American family would decline by $2,500. Not just for those on Obamacare, but
for everybody.
We now know the folly of that promise: Instead of going down, health insurance
premiums have skyrocketed.
Since 2014, the average family insurance premium has increased 54%, and it is
predicted thatpremiums will go up another 9% this year (inflation is running
just a little over 2%). For 2026, the premium increases requested by insurance
companies in some locales will range from 21% to 66%.
No one can afford that.
Luckily, there are alternatives to more government control of health care. The
One Big Beautiful Bill represents meaningful progress toward a more
personalized system that funds patients, not the bloated health care industry.
By taking financial control from government and health insurance companies and
giving it to patients, the OBBB lets millions more Americans make the health
care decisions that work best for them and their families. At the center of
that are health savings accounts, or HSAs.
HSAs are tax-advantaged savings accounts that allow individuals to save and
pay for qualified medical expenses. Contributions are:
* Tax-deductible,
* Funds grow tax-free, and
* Withdrawals for medical expenses are also tax-free, offering a “triple tax
advantage.”
Right now, only those with high-deductible health plans qualify for HSAs —
only about 20% of Americans.
Having an HSA effectively lets you stretch your health care dollars and gives
you more choice and control over your personal medical decisions. Here is how
the One Big Beautiful Bill improves health care for millions of Americans.
* First, the OBBB will make all bronze and catastrophic plans on the
Obamacare marketplaceeligible for HSA contributions beginning in 2026. Under
current law, most bronze plans have an annualout-of-pocket maximum too high to
qualify for an HSA.
* Second, the OBBB will allow HSA funds for direct primary care arrangements.
And DPC arrangementswill no longer be treated as a health insurance plan, so
users could contribute to their HSA, which is currently illegal.
With DPC, doctors operate on a monthly retainer rather than insurance coverage
—think of it as sort of a Netflix subscription for health care. DPC means less
red tape, less paperwork, and more time for real connections with patients.
Together, these changes will allow millions more Americans to enjoy the
powerful benefits of an HSA. Indeed, the DPC provision alone would expand HSA
access to 75 million Americans.
These reforms form the foundation of a Personal Option in health care — a
system that prioritizes choice, control, and affordability for all Americans.
They will:
* Empower patients and help reduce inflation,
* Lower deficits, and
* Offer relief from soaring medical costs.
Stay tuned for additional updates on how the OBBB is making a difference. In
the meantime,lawmakers need to hear from you — whether they supported the bill
or not.
Send your message today
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to show them the American people are paying attention — and expect them to
stand strong for efforts to reduce government’s role in health care!
Add your name today!
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Thank you for being part of this critical effort.
Best regards,
- Dean
Dean Clancy
Senior Health Policy Fellow
Americans for Prosperity
Thank you for your continued support. Together, we’re ensuring every American
has access to the health care solutions they need. Stay tuned for updates on
how we’re making impact-driven changes possible.
Americans for Prosperity
4201 Wilson Blvd, Suite 1000
Arlington, VA 22203
This email was sent to:
[email protected]
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