Dear Patriot,

Yesterday, we looked at the growing trend of retirees trading their houses for RVs—and how that decision can either stretch your retirement or break your budget. But not everyone wants life on the road. For those who’d rather stay put, there’s another option that’s long been demonized but quietly making a comeback: the reverse mortgage.

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Fun Fact Of The Day

 According to the Urban Institute, homeowners aged 62+ in the U.S. hold nearly $13 trillion in home equity—but fewer than 2% have ever tapped it through a reverse mortgage.