TOO LATE!

Have you checked your credit card interest rate lately? If not, I suggest sitting down before you do, because it’ll knock your socks right off.

Despite our economy roaring back under President Trump, interest rates remain persistently high. Since President Trump took office, inflation is tracking at 1.9%, which is both low and stable. Americans’ real wages are up 1.3% over the last year and have increased every month of Trump’s presidency. Small business optimism is at a five-month high, and the cost of basic groceries such as rice, pasta, eggs, and peanut butter are down, some as much as 20%.

Why, then, are the Federal Reserve’s interest rates still above 4%? The answer is simple: Jerome Powell.

One man’s incompetence should not be allowed to stranglehold an entire economy. Jerome ‘Too Late’ Powell has been slow to cut rates, and it’s time he was held accountable for his inaction.

Current law is ambiguous, stipulating that the president may fire the Chair of the Federal Reserve, “for cause,” which some legal scholars have interpreted to mean malfeasance, neglect of duty, or inefficiency. That is simply ridiculous. Think about it this way: the average worker is able to be fired simply for being bad at their job. Why, then, do we prevent someone with immense authority over our entire economy from facing the same level of accountability? It’s a classic example of the elite being held to different standards than hardworking Americans, and it’s time it changed.

That’s why this week, I introduced the TOO LATE Act, a bill that gives the President explicit power to fire the Chair of the Federal Reserve for making poor policy decisions that harm the American people.

With this bill, we are restoring proper oversight of the Federal Reserve, giving the President more tools in his toolchest to strengthen and grow the economy, and ensuring one person is not able to hold an entire generation back from homeownership or burden a nation with unreasonably high interest rates on credit cards, just to name a couple of real-world impacts the Federal Reserve’s decisions have.

You might not think about the Federal Reserve on a daily basis, but it has an immediate impact on your daily life. The TOO LATE Act will ensure that competent people are put in charge of our economy and require the Federal Reserve Chair to show results, not just give quarterly speeches.

Jerome ‘Too Late’ Powell – YOU’RE FIRED!

BUDDY'S BRIEFING

On this week's edition of Buddy's Briefing, we are discussing Rep. Delia Ramirez's (D-IL) anti-American rhetoric.

FROM OUR NATION'S CAPITOL CDXCXXIX

Monday, August 11, 2025: On Saturday, I was in Rome in Floyd County in Northwest Georgia for the Floyd GOP’s 21st annual Tillman Rally at Chambers Mill. Named in honor of Earl Tillman, a community stalwart who helped start this great event, the delicious barbecue and genuine fellowship helped draw local and statewide officials and candidates to this growing and vibrant area. Last night, I was on Jekyll Island, where I had the honor of speaking to the Georgia Electric Membership Corporations (EMCs) at their annual convention. These member-owned, not-for-profit cooperatives bring power and economic growth to rural areas and support local job creation and broadband expansion while ensuring reliable and affordable power for their members. Currently, there are 41 EMCs serving 4.4 million residents and covering 73% of Georgia’s land area. This morning, I have a meeting on St. Simons Island in Glynn County with two local developers who are working with the U.S. Army Corps of Engineers (USACE) on a project in the area. A unique federal agency and major Army command, USACE consists of both civilian and military personnel, and its responsibility is to be the nation’s environmental engineer and reduce disaster risk. After a few staff calls, I have a meeting with two constituents and leaders in our business community to discuss future opportunities.

Rep. Carter speaking at EMC

Tuesday, August 12, 2025: After joining in on our all-staff conference call this morning, I head to Savannah, where I meet with the One Chatham Group, a group of business and civic leaders from Savannah and the surrounding areas who are dedicated to moving our area forward through the political process. Afterwards, I stay in downtown Savannah and speak to another great group of business and community leaders who are also civically driven.

Rep. Carter live on Newsmax

Wednesday, August 13, 2025: I’m up early and live on Newsmax this morning as I join the Wake-Up America crew to discuss President Trump’s recent actions in Washington, D.C. to make the city safe again and my legislation, Make Our Streets Safe Again (MOSSA), that will codify President Trump’s Ending Crime and Disorder on American Streets Executive Order into law, ensuring public order remains from administration to administration. This bill will tackle the root causes of rampant crime and reverse the weak-on-crime, and hands-off approach that fails both the homeless and the communities around them by removing encampments where public safety is at risk. Later, I head to Jesup in Wayne County, where I am honored to speak at the Foresters Lunch led by my good friend Dean McCraw. These local forestry partners are an important part of our district and play an important role in keeping Georgia the number one forestry state in the nation. Georgia has over 24 million acres of forestland, of which 22.4 million acres are timberland available for commercial use. Approximately 91% of this timberland is privately owned, the highest in the nation. Afterwards, I visit with a constituent in Wayne County before joining in on a live radio interview on Sirius XM radio to discuss news of the day and another piece of legislation I have introduced, the Eric Adams Act, that will hold Mayors and Governors whose choice to ignore federal immigration laws results in an American citizen being killed, will be held responsible for their action or inaction and face a manslaughter charge of up to 7 years in jail.

Rep. Carter celebrates India's Independence Day

Thursday, August 14, 2025: I’m in our Brunswick district office this morning as I film this week’s edition of Buddy’s Briefings before heading to our Savannah district office. During the drive, I have a phone conversation with Brigadier General John Lubas from Fort Stewart to discuss the tragic event that happened last week on base. On Wednesday of last week, five soldiers were injured when Sgt. Quornelius Radford opened fire on his co-workers. My call with BG Lubas is to discuss the shooting, the status of the victims, the impact of the tragedy on the community, the heroic actions of the soldiers, and the response by emergency personnel. Once in our Savannah district office, I have an on-camera interview with WTOC-TV in Savannah to discuss nursing homes and recent legislation impacting their operations. During my professional career, I worked as a pharmacist consultant in nursing homes and therefore spent a great deal of time there. Afterwards, I head to the National Museum of the Mighty Eighth Air Force in Pooler, where I meet with a group of constituents before speaking to the National Association of Insurance and Financial Advisors (NAIFA) of Southeast Georgia at their Summer meeting. NAIFA represents insurance and financial advisors regardless of the products they sell or the focus of their practice and is a strong advocate for the industry, both on the state and federal levels. Next, I meet with a business owner who is interested in relocating his healthcare company to our district before heading to the airport for a flight to Atlanta. Once in Atlanta, I head to Cumming in Forsyth County in North Atlanta, where I meet with local officials before heading to the Republican Women of Forsyth County monthly meeting, where I am honored to speak. This active group of activist women is deeply rooted in conservative values and does an outstanding job in this part of the State.

Rep. Carter at Fulton County GOP

Friday, August 15, 2025: I’m up early and in the Buckhead area of Atlanta as I meet with representatives from the Georgia International Law Enforcement Exchange (GILEE), a joint project of Georgia State University and local, state, federal, and international law enforcement and public safety agencies. GILEE enhances public safety by sharing best practices of homeland security and community policing with emphasis on the protection of civil rights and liberties. Next, I film a reel about the DC Police and President Trump’s takeover of the city, before heading to downtown Atlanta, where I meet with representatives from the American Petroleum Institute (API) for a roundtable discussion on federal energy policy and pending legislation. Afterwards, I stay downtown for a meeting with a Fulton County official before heading to Smyrna in Cobb County, Atlanta, where I visit Fresenius Medical Care (FME), one of the largest providers of products and services for individuals with renal diseases. In the U.S. alone, FME has 2,500 dialysis clinics, 200,000 patients, and 40,000 employees. Next, I head to the 11th Annual GA GOP Marksmanship & BBQ event held at Adventure Outdoors in Smyrna where I have the opportunity to shoot in an indoor shooting range and speak to an overflowing crowd of Republican BBQ lovers to bring them up to date on the great work of our President, Donald J. Trump, and our Republican majorities in the House and Senate.

Rep. Carter speaks with API

did you know?

Georgia has 159 counties, the most of any state east of the Mississippi River, and the second most overall, only behind Texas. Historically, the counties were created to ensure that citizens could reach the county seat within a reasonable one-day round trip by horse or wagon.