Just News

for August 8, 2025

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org.

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Views

How Municipalities Can Better Leverage AFFH’s Community Engagement Requirement

By Nichole Nelson

All Americans deserve to live in inclusive communities where everyone has access to the resources that their communities desperately need. But a federal program designed to make that happen is going underused by local officials who often aren’t aware of its existence. If properly utilized, the program’s provisions towards creating more equitable housing outcomes would give neighborhoods a vital boost in uncertain economic times. [Read more]

Understanding SNAP’s E&T Programs And The Role Of Third-Party Providers

By Simon Wang

The Supplemental Nutrition Assistance Program (SNAP) provides assistance to low-income individuals and families for food purchases. That basic support is, ideally, a platform for SNAP recipients to advance up the economic ladder. High-quality educational opportunities, job and career training, and support services are important in helping those receiving SNAP benefits achieve economic self-sufficiency. [Read more]

A Right, Not A Privilege: Solita’s House Vision To Make Homeownership More Attainable

By Maya McKenzie

For 19 years, Solita’s House has been a pillar in the Tampa, FL community by bridging the housing gap through a range of counseling and education programming that is designed to get residents “mortgage ready.” [Read more]

“We’re not alone”: African American Trade Association’s Workforce Development Programming For Students In Colorado

By Robert Davis

Since 2020, the African American Trade Association (AATA) has supported Denver-area Black-owned businesses with programs that help them strengthen their internal mechanisms and further their external reach. AATA’s first programs included technical assistance for minority and women-owned businesses, including providing them with access to capital guidance, connecting them to IT-related services, and other forms of back-office support. [Read more]

News

NCRC: Regulators Should Reject Circle’s Application For “The Most Dangerous Banking Charter Of The Century” 

By NCRC

Stablecoin issuer Circle’s application for a national trust bank charter should be denied because of the company’s poor track record of compliance and the high likelihood it would harm consumers and communities, three dozen community organizations wrote Wednesday to regulators. [Read more]

NCRC Statement On Joint FDIC, OCC And Federal Reserve Announcement Of New Community Reinvestment Act Rulemaking

By NCRC

“The 2023 CRA final rule was a carefully hewn compromise that brought banking regulation into the digital age in important ways while relaxing community oversight of far too many large banks. It is a shame to see the years of work and deliberation that went into it turn to nothing." [Read More]

Research

Mortgage Market Series

By NCRC

The Home Mortgage Disclosure Act data is collected and released each year by the Consumer Financial Protection Bureau. This dataset offers unparalleled details about 88% of the mortgage applications processed each year. This information is critical for any regulator, advocate or lender that wants to understand the market. Data of this kind promotes fair and efficient markets. This series of research briefs will offer a deep analysis of this data and help policymakers, the general public and National Community Reinvestment Coalition members understand current mortgage market trends at the local level. [Read more]

Events

In The News

Capital One Delivers Few Details On $265 Billion Community Plan

By Tatiana Walk-Morris

Some critics have said the company’s $265 billion figure is misleading. An analysis of Capital One’s plan by the National Community Reinvestment Coalition asserts that it amounts to $5 billion in new lending, investment and grant activity. [Read more]

Consumer Groups Sue CFPB Over Small-Business Data Rule

By Kate Berry, American Banker

"We are suing to make them adhere to the law and fulfill their responsibilities to the American people," Jesse Van Tol, president and CEO of the National Community Reinvestment Coalition, said in a press release Wednesday. [Read more]

On Our Radar

In West Baltimore, Fighting Displacement Before Gentrification Takes a Hold

By Eliana Perozo, Next City 

Parity Homes is revitalizing abandoned blocks with a model designed to build Black community wealth and address historic harms – before it's too late. [Read more]

New Non-profit Law Firm In DC Aims To Challenge Trump’s Executive Power

By Casey Gannon, CNN

While there are other firms tackling similar cases to the Washington Litigation Group, Zelinsky told CNN in a phone call that their group stands out because of the number of people who have come out of retirement to work for the firm. [Read more]

Resources

Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events. [Read more]

Learning & Training Hub
Register for NCRC's catalog of professional development courses. [Learn more]

Research And Reports
We have an extensive library of research and reports that dates back many years! [View all]

Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]

Sign And Share The Just Economy Pledge
Help us expand the movement for a Just Economy. [Sign and Share]

Member Hub
NCRC members: Don't forget you have access to our member hub! Learn more about membership here. You can join as an organization or an individual.