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Dear Patriot,
Yesterday, we exposed the risks and rewards of reverse mortgages. But today, let’s talk about something that’s both strategic and meaningful: charitable giving that cuts your tax bill.
If you're over 70½ and have a traditional IRA, you can make a Qualified Charitable Distribution (QCD)—a direct donation to a nonprofit that counts toward your Required Minimum Distribution without counting as taxable income. That’s a win-win: you support a cause you believe in and dodge the IRS at the same time.
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Click here to keep reading…
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Poll Of The Day
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Have you used charitable giving to reduce your tax burden in retirement?
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Fun Fact Of The Day
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In 2024, retirees gave over $6 billion through Qualified Charitable Distributions—tax-free donations straight from their IRAs to causes they care about.
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American Retirement Insider
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