While no one hopes to encounter a natural disaster, the best thing you can do is be prepared! For a guide on how to respond when a disaster hits, check out this information from the Minnesota Department of Commerce:
Key tips for filing insurance claims to your property:
- Contact your insurance company immediately.
- Wait for the company’s adjuster before you or anyone starts working to remove or repair or replace property.
- Inventory your damage.
- Take notes of who you talk with and what they say from your insurance company, adjusters or repair services. Note dates, names and contact information.
- Avoid scammers or high-pressure sales tactics if you are contacted by someone you don’t know, such as salespeople going door-to-door in areas hit by storms.
Question or complaint about your insurance company?
If you have questions, complaints or problems with your insurance company, contact the Minnesota Department of Commerce Consumer Services Center:
For more information, visit the Minnesota Department of Commerce Disaster Information Center.