July 02, 2025   |   Read Online

Dear Patriot,

Yesterday, we covered how to get the most from Social Security. Today, let’s shift to a powerful tool for protecting your income: Roth conversions.

Many retirees think taxes will be lower in retirement, but that’s not always true. Required Minimum Distributions (RMDs) can push you into higher brackets, and future tax hikes could eat into your savings.

A Roth conversion lets you pay taxes now—often at lower rates—and enjoy tax-free growth and withdrawals later. It’s a strategy the elites use quietly to lock in control and protect their income for decades.

Tomorrow, we’ll pivot to a new topic: protecting your retirement with the right insurance so one event doesn’t destroy your savings.

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Poll Of The Day

Have you considered using Roth conversions to manage retirement taxes?

Yes

No

Unsure

Fun Fact Of The Day

 Roth IRAs have no RMDs, allowing your money to grow tax-free as long as you want while giving you flexibility in managing your taxable income.



American Retirement Insider

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