We're doing things differently with our mortgage market analysis this year. Instead of one large report, we've created an ongoing series that breaks down the complex world of home lending into digestible parts.

What's New: The first three parts of our 2025 Mortgage Market Report series are now live. Each part includes detailed analysis, shareable charts and short videos to help you understand the data.

Available Now:

• Part 1: Introduction to Mortgage Market Trends
• Part 2: Lending Trends by Borrower and Neighborhood Characteristics
• Part 3: Native American and Hawaiian Lending

Key Findings: Our analysis reveals concerning trends in mortgage lending, including how mortgage companies now make up two-thirds of home purchase loans while operating outside key oversight laws like the Community Reinvestment Act. We also found significant disparities in lending to different communities and borrower groups.

What's Coming: We'll release new parts every two weeks through the summer, with at least eight parts total covering different aspects of mortgage market trends and their impact on communities. Each part includes interactive data visualizations and localized market analyses. NCRC members can request customized community data analyses.

Access the Series: Visit our new series' homepage to explore all available parts and sign up for updates on new releases.

Questions about membership benefits? Contact Ralph Cyrus at [email protected].

Thank you for your continued support!

Team NCRC