Dear Patriot,

We’ve talked about staying sharp—but today, we pivot to a different fear: **running out of money before you run out of life.**

It’s more common than you think. Retirees are living longer—sometimes 30+ years past their last paycheck. But most plans only last 20, _maybe_ 25.

Here’s how to start protecting yourself now:

* **Delay Social Security** to boost lifetime income.

* **Use guaranteed income for essentials**, so you never run dry.

* **Factor in inflation and healthcare**—they’re silent portfolio killers.

* **Avoid overspending early**—those first 10 years matter most.

The elites plan for 100—even if they don’t expect it. That’s how they stay in control.

Tomorrow, I’ll show you the difference between retiring _from_ something—and retiring _to_ something. The second one lasts longer.

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^Sponsored Content^

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**Poll Of The Day**

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Caption:

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**Fun Fact Of The Day**

A healthy 65-year-old couple today has a **25% chance** that at least one of them will live past **98 years old**—nearly a decade longer than most financial plans account for.

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