Update on Houston-based member Covenant Community Capital; and Business Ownership And Its Role In Maintaining The Racial Wealth Gap

NCRC ([link removed] )

Just News

for June 20, 2025

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .

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Views

Covenant Community Capital’s Work Making Homeownership Attainable For Working Class Buyers

By Jason Richardson and Joseph Dean

NCRC member organizations pursue a range of missions that fit broadly under the umbrella of promoting economic equity for all Americans. The research team at NCRC supports those members in many ways, including providing assistance in quantifying the impact of our members’ efforts in their communities. [Read more ([link removed] ) ]

Business Ownership And Its Role In Maintaining The Racial Wealth Gap

By Joseph Dean

The racial wealth gap remains one of the biggest economic inequity problems facing the United States today. With its origins in chattel enslavement of Black Americans, the gap remains a stark reminder of the societal costs of these insidious practices. Long after abolition, neighborhood redlining and instances of racial terror, such as the 1921 Tulsa Race Massacre where the Black business district known as Black Wall Street was burned to the ground, further compounded the disparities in wealth still seen today. [Read more ([link removed] ) ]

A Place To Call Home: How NCRC Tools Help Denver Nonprofit Advocate For Equitable Housing

By Robert Davis

Housing nonprofits in Colorado had their hands full following the Great Recession of 2007. Fewer homes were being built, with unemployment causing housing insecurity rates to rise exponentially. Local and state governments also had fewer resources to help those in need. [Read more ([link removed] ) ]

Videos

Video: Gentrification Nation: Displaced By Design ([link removed] )

By NCRC

Over the past five decades, gentrification has fundamentally reshaped America’s urban neighborhoods, creating complex dynamics of revitalization and displacement. Our recently released comprehensive analysis, Displaced By Design ([link removed] ) , reveals that gentrification, once confined to small parts of some cities, is on the rise across many housing markets. [Watch here ([link removed] ) ]

Video: Just Economy Conversations: Valuing Homes In Black Communities Through Restorative Opportunities

By NCRC

Spotlight Innovators from the Valuing Homes in Black Communities Challenge, hosted by Economic Architecture and the Brookings Institution, shared new innovations and strategies in the housing equity space. [Watch here ([link removed] ) ]

News

NCRC And Old National Bancorp Announce Addendum To Increase Community Growth Plan To $11.1 Billion ([link removed] )

By NCRC

The National Community Reinvestment Coalition and Old National Bancorp announced an addendum to Old National’s multi-year Community Growth Plan, with $1.6 billion in new lending, investments and philanthropy commitments in Minnesota, North Dakota and Wisconsin collectively. [Read more ([link removed] ) ]

Call For 2026 Just Economy Conference Session Ideas

By NCRC

Add your voice and expertise to the 2026 Just Economy Conference. The conference takes place April 13-14 in Washington, DC, and will be followed by NCRC’s member-only Hill Day on April 15. This is the national event for community, business, foundation, policy and government leaders who want a nation that not only promises but delivers. [Read More ([link removed] ) ]

Events

Housing Options In Retirement

June 24 , 2 - 3:30 pm ET

Join NCRC’s National Training Academy to explore the full range of housing choices for older adults – from aging in place to assisted living and emerging trends like ADUs and home sharing. [Register here ([link removed] ) ]

Member Webinar: Building AI-Supported Research Reports

June 26 , 11 am - 12:00 pm ET

NCRC’s Research team will demonstrate how they create customized reports for NCRC members, using data curated for their unique needs. [Register here ([link removed] ) ]

Safety First: 8 Must-Know Tips For Agency Operations

June 26 , 2 - 3:30 pm ET

This quick-hit guide shares 8 essential safety practices every agency should implement – from office security protocols – so you can operate with confidence and care. [Register here ([link removed] ) ]

In The News

Gentrification Is Here: Black Atlanta Residents Struggle To Stay In The City

By Kandiss Edwards, Black Enterprise

A report released in 2025 by the National Community Reinvestment Coalition paints a clear picture of this demographic shift, showing that Atlanta has lost 22,149 Black residents while gaining nearly 22,965 White residents since 1980. It’s a complex story where urban renewal clashes with the erosion of established communities. [Read more ([link removed] ) ]

Report: Challenges To Homeownership In New Hampshire

By Carlota Morgado de Almeida, InDepth NH

A home is the single largest asset most individuals will ever hold. For communities of color, homeownership plays an even greater role in building wealth. In 2022, 44% of Black household wealth and 45% of Hispanic or Latino household wealth came from home equity, compared to just 19% for White households, according to the National Community Reinvestment Coalition. [Read more ([link removed] ) ]

On Our Radar

Could This City Be The Model For How To Tackle The Housing Crisis And Climate Change?

By Julia Simon and Ryan Kellman, NPR

The lack of affordable housing and the growing threat of global warming used to be thought of as two distinct problems. Now that's changing, and politicians in U.S. cities like Chicago ([link removed] ) and Denver are looking to tackle the housing crisis while simultaneously combating climate change. They see Vienna's green social housing as a roadmap. [Read more ([link removed] ) ]

Seattle’s Affordable Housing Industry Is In Crisis. City Faces Tough Choices

By Greg Kim and David Kroman, Seattle Times

The number of subsidized properties losing money has surged since before the pandemic as rapidly rising operating costs collide with lagging rent payments. In an industry that has scraped by for decades on razor-thin margins, the math no longer adds up. [Read more ([link removed] ) ]

Resources

Work And Meet At The Just Economy Club

It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events. [Read more ([link removed] ) ]

Learning & Training Hub

Register for NCRC's catalog of professional development courses. [Learn ([link removed] ) more ([link removed] ) ]

Research And Reports

We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]

Fair Lending Tool

Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]

Sign And Share The Just Economy Pledge

Help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]

Member Hub

NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .

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