One idea we think is very promising is requiring police to carry insurance the same way that we require such of other professionals like doctors and lawyers. It ensures that there’s always going to be funds to cover judgment so that the victim is compensated. It protects individual officers, from what could be extraordinary litigation costs. But it also means that over time it will price out of the market that minority of officers who routinely commit these kinds of violations.
In a sensible world where we required officers to carry professional insurance and their premiums proportionately reflected their likelihood of committing official misconduct, there’s a good chance to think cops with violent tendencies will be priced out of the market.
