Just Released
Today, we released our 2020 gentrification and disinvestment report with newer data and new rankings of where gentrification was most intense. Once again we have found that gentrification was concentrated in a small group of boomtowns where it remained a significant threat to minority and lower-income families. But most low-income neighborhoods, and the vast majority of cities, continued to deal with a chronic lack of investment. Check out the report here.
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News
NCRC, First Merchants Bank Announce $1.4 Billion Community Benefits Plan
First Merchants Bank and NCRC today announced the creation of a five-year, $1.4 billion community investment plan for the regions served by First Merchants Bank. [Read more]
Study: Before COVID-19, A Small Number Of Booming Cities Struggled With Gentrification. The Rest Simply Struggled.
In a new report on gentrification and disinvestment, covering data from 2012 through 2017, the National Community Reinvestment Coalition (NCRC) found that gentrification of once struggling neighborhoods was highly concentrated. [Read more]
San Francisco Most Intensely Gentrified City In New Rankings
San Francisco was the most intensely gentrified city in America from 2013 to 2017, a new study found. It was followed by Denver, Boston, Miami and New Orleans. They had the largest share of their vulnerable neighborhoods that gentrified during that time period. [Read more]
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Field Notes
Has COVID-19 Resulted In Less Racism In Housing Sales?
As real estate agents scramble for new business, compliance with civil rights laws may not be the first thing on their minds. Yet evidence suggests that as housing sales plummeted in April, the amount of racial discrimination in the housing sales market plummeted alongside it. [Read more]
Police Brutality Is Not Just A Criminal Justice Issue, But A Public Health Issue Too
By addressing the underlying sources of police brutality through structural change, governments and communities can prevent further acts of brutality and improve the overall health of the public. [Read more]
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Resources
Resources To Help Support The Black Lives Matter Movement
If you are interested in supporting Black Lives Matter, these resources may be helpful for you. [Read more]
NCRC COVID-19 Resource Page
We've compiled and are updating an index of COVID-19 resources for communities, small businesses, individuals and organizations that serve them, such as housing counseling agencies. [Read more]
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Webinars
Developing Effective Communication Skills-Part II: Difficult Conversations & Conflict Resolution
June 23, 2-3:30 pm ET
Join NCRC's Training Academy to learn specific strategies to improve interpersonal communication skills and adopt a coaching mindset to bridge differences and facilitate positive change that leads to conflict resolution. [Register now]
Developing Effective Communication Skills-Part III: Strategies To Manage Generational And Cultural Differences
June 30, 1-2:30 pm ET
Join NCRC's Training Academy to learn how to reduce implicit bias and assumptions that impede communication and recognize the unique differences in values and communication needs based on age, gender and culture. [Register now]
Research Walkthrough - NCRC May Branch Change Report
June 30, 1-1:30 pm ET
Join NCRC’s Director of Research & Evaluation, Jason Richardson, for a breakdown of monthly branch closures. [Register now]
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In the News
DC No Longer The ‘Most Intensely Gentrified City’ In US, Ranking Behind San Francisco And Others In New Study
A new study from the National Community Reinvestment Coalition finds that D.C. ranked 13th on the list of “most intensely gentrified” cities across the country from 2013 to 2017, trailing behind San Francisco, Denver, Boston, Miami, New Orleans and other cities. [DCist]
How To Find And Support Black-owned Businesses — And Why It's Important
A 2019 study from the National Community Reinvestment Coalition found that from 2000 to 2013, at least 135,000 Black and Hispanic residents were affected by gentrification negatively, including displacement, in big cities and small communities across the country. [Mashable]
Congressional Scrutiny Of PPP Grows Amid National Focus On Racism
Jesse Van Tol, chief executive of the National Community Reinvestment Coalition, said the set-aside was helpful but should have been included when the program was first launched. [American Banker]
What Is Systemic Racism? Here's What It Means And How You Can Help Dismantle It
Redlining was banned in 1968, but the areas deemed "hazardous" by the federal Home Owners’ Loan Corp. from 1935 to 1939 are still much more likely than other areas to be home to lower-income, minority residents, a 2018 study by the National Community Reinvestment Coalition found. [USAToday]
Oakland To Get $1 Million To Help Black, Latinx And Women-owned Businesses
Even with similar credit scores and pedigrees, the National Community Reinvestment Coalition found that Black borrowers were 8% less likely to receive loan approval. [The Mercury News]
New U.S. Regulator Races To Remake Banking In Fintech Image
“He [Brian Brooks] is familiar with the advocacy community,” and has relationships with many consumer advocates, “including quite a lot of people who see the world very differently than he does,” said Jesse Van Tol, chief executive officer of the National Community Reinvestment Coalition. [Bloomberg Law]
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On Our Radar
Coronavirus Is Hitting Black and Hispanic Americans Harder. CDC Data Shows How Much.
Racial disparities in this pandemic are nothing new, but a massive collection of test results is the surest evidence yet of a horrifying trend. [Daily Beast]
Activists Want Billions In Reparations From Chase Bank For Chicago’s Black Neighborhoods
Green cited WBEZ and City Bureau findings that Chase had given out $7.5 billion in home purchase lending between 2012 and 2018 — but just 1.9% of that money went to Chicago’s Black neighborhoods. Majority-White areas of the city got 79.57%. [WBEZ]
How To Start Closing the Racial Wealth Gap
An obscure add-on charge for mortgages has put homeownership out of reach, disproportionately for Black Americans. [American Prospect]
CFPB Complaints Spiked By 31% In First Months Of 2020 As Americans Sought Coronavirus Relief
Struggling to pay mortgage' was the top issue. [Axios]
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#AfterThis: A Virtual Hug
Here's something new and different from NCRC to encourage hope, creativity and a Just Economy: afterth.is.
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