Dear Patriot,

Yesterday, I walked you through the real math behind retirement income. But today, let’s tackle the big question: **does the 4% rule still work?**

The rule says you can withdraw 4% of your portfolio each year and not run out of money. But that was built on **1990s interest rates, stable markets, and low inflation.** Sound like today? Not even close.

Now we’re dealing with:

* Higher taxes

* Lower bond yields

* Longer lifespans

* More volatility

The elites don’t follow old rules. They customize withdrawal plans, flex spending, and use tax brackets like puzzle pieces—not guesses.

Tomorrow, I’ll show you how dynamic withdrawal strategies can stretch your income _and_ protect your future.

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^Sponsored Content^

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**Poll Of The Day**

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**Fun Fact Of The Day**

 The 4% rule was based on a 30-year retirement—**but nearly 1 in 3 retirees today will live longer than that.**

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