Dear Patriot,

Yesterday, I showed you how to get upside potential _and_ protection. But today, I’m exposing a dangerous myth: **“average returns” don’t tell the full story.**

Here’s the trick Wall Street uses:

* If your portfolio drops 50% one year and gains 50% the next… you’re not back to even—you’re still down 25%.

* Averages ignore **timing, volatility, and withdrawals**—three things retirees can’t afford to overlook.

The elites know it’s not about averages—it’s about **sequence, stability, and strategy.** That’s how they retire rich while others fall short with “average” expectations.

Tomorrow, I’ll break down the real math behind retirement income planning—and how to make your numbers work _for you._

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^Sponsored Content^

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**Poll Of The Day**

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**Fun Fact Of The Day**

A portfolio that averages 7% annually can still run out of money early—_if_ big losses hit at the wrong time during retirement.

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