| Hello John, It’s getting harder to find a doctor, and not just for people on Obamacare or Medicaid plans. A third of American patients report being unable to see a doctor in the past year due to availability issues. For those lucky enough to get an appointment, nearly 1 in 5 must wait up to three months to be seen. But it doesn’t end there. Once in the exam room, patients often feel like they’re on an assembly line. One investigation found that UnitedHealthcare, the nation’s largest insurer, incentivized doctors to limit visits to just 15 minutes. 15 minutes! On top of that, the insurer-patient relationship has grown more adversarial. Claim denials have surged tenfold over the past decade, with some insurers rejecting more than a third of claims, and sometimes more than half. When patients challenge these denials, they win 41% of the time, proof that the system is riddled with unjustified denials. Things will never get better until patients, not government or insurance company bureaucrats, have more control over their own health care decisions. That’s where the Personal Option comes in. The Personal Option would revolutionize health care by empowering individuals and families — not bureaucracies or insurance companies. - Unlike traditional solutions that let government and insurance companies call the shots, this innovative plan funds patients directly, allowing them to make their own health care decisions.
- Through options like health savings accounts and direct primary care, the Personal Option eliminates insurance company middlemen, offering personalized and affordable solutions.
The Personal Option prioritizes choice, flexibility, and competition to drive down costs — not the heavy hand of government. | 
