**Dear Patriot,**

We’ve covered taxes, traps, and forgotten accounts. But now it’s time to talk about the elephant in the room: retirement healthcare costs.

Medicare doesn’t cover everything—not even close. You’re still on the hook for premiums, deductibles, long-term care, dental, vision, and more. And it adds up fast.

The average retired couple faces over $300,000 in lifetime medical costs. Most don’t plan for it. Some lose their savings. A few lose their homes.

The elites? They budget early, use HSAs, buy supplemental coverage smartly, and sidestep the nursing home conveyor belt entirely.

Tomorrow, I’ll show you how to build a personal health plan that protects you—without giving up control.

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^Sponsored Content^

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**Poll Of The Day**

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**Fun Fact Of The Day**

**Medicare only covers about 60% of typical healthcare expenses for retirees—leaving you to handle the rest out-of-pocket.**

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