Dear Patriot,

Yesterday, I showed you how cutting fees can supercharge your retirement. Today, it’s time to talk about a trap hiding in plain sight: **target-date retirement funds.**

These one-size-fits-all portfolios claim to “automatically adjust” risk as you age. But here’s what they don’t tell you:

* Many stay **too aggressive**, even close to retirement.

* Others shift to **ultra-conservative** too early, choking growth.

* And worst of all? You still pay layers of hidden fees.

They’re built for simplicity—not performance. The elites? They don’t trust algorithms with their future—they tailor every move.

Tomorrow, I’ll reveal how to build a custom portfolio that fits _you_—not some Wall Street preset.

———————————————————————————

^Sponsored Content^

———————————————————————————

**Poll Of The Day**

View image: ([link removed])
Caption:

———————————————————————————

**Fun Fact Of The Day**

Some target-date funds charge **double** the fees of standard index funds—despite using nearly identical investments under the hood.

———————————————————————————


———

You are reading a plain text version of this post. For the best experience, copy and paste this link in your browser to view the post online:
[link removed]