| Hello John, For millions of hardworking Americans, rising out-of-pocket medical costs continue to make health care feel out of reach. Copays, deductibles, and prescription costs are overwhelming families across the nation, forcing many to delay or forgo necessary treatments. But there is a solution. The HOPE Act (H.R. 955) is a bipartisan bill designed to provide relief and financial flexibility to millions of Americans by empowering them to manage their health care expenses through personal, tax-advantaged HOPE accounts. These accounts are a game changer because they’re more inclusive and versatile than traditional flexible spending accounts or health savings accounts, making them accessible to more than 100 million Americans. This includes individuals covered by Medicare, Medicaid, the Indian Health Service, employer-sponsored insurance, and private plans. Why the HOPE Act matters: - Expands health care savings: Save on out-of-pocket expenses tax-free, whether it’s copays, prescriptions, specialty care, or even alternative treatments not typically covered by insurance.
- Provides long-term financial security: Unspent funds roll over annually, allowing you to build a financial nest egg for future health care needs. This helps families prepare for unexpected medical expenses down the road.
- Empowers patient choice: HOPE accounts give you the freedom to pay for health care services that may not be covered by insurance, including therapy, mental health services, or holistic treatments. Take control of your health care decisions and get the care you want.
- Includes more people: Unlike FSAs or HSAs that are limited to specific types of insurance plans, HOPE accounts are for everyone — young or old, employed or retired. They bring health care savings to individuals and families who have been excluded from other savings tools for far too long.
Health care costs shouldn’t be a barrier to living a healthy, fulfilling life. America needs bold solutions like the HOPE Act to address the financial strain facing families across the country. But Congress won’t act unless they hear from people like YOU. Sign our petition urging Congress to pass the HOPE Act and bring relief to millions of Americans struggling to manage their health care costs. |
| Every signature amplifies our message — that it’s time for health care to be more affordable, accessible, and empowering for everyone. With your support, we can push for meaningful reforms that bring savings, choice, and hope to families nationwide. Thank you for standing with us and for being part of the solution. Best, -Dean Dean Clancy Senior Health Policy Fellow Americans for Prosperity |
