Dear Patriot,

Yesterday, I warned you that a flawed power of attorney can wreck your plan. But today’s threat is even sneakier: **bad beneficiary designations.**

Here’s the truth: your **will doesn’t control everything.** Retirement accounts, life insurance, annuities, even bank accounts with a “payable on death” tag—all pass _outside_ your will. If your beneficiary forms are outdated, missing, or wrong, your entire estate plan can collapse.

Ex-spouses, estranged kids, or the government could end up with what you meant to pass on.

The elites audit their documents yearly. You should too—_before it’s too late._

Tomorrow, I’ll reveal how probate courts can tie up your assets for years—and how to avoid it entirely.

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^Sponsored Content^

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**Poll Of The Day**

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**Fun Fact Of The Day**

More than **1 in 5** retirement accounts list an outdated or incorrect beneficiary—leading to costly and heartbreaking legal battles.!

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