Dear Patriot,

Yesterday, I showed you smart ways to unlock your home’s equity without giving it away. Today, I’m blowing the whistle on a different kind of trap: **long-term care insurance.**

They pitch it as your safety net—coverage for nursing homes, in-home aides, and more. But here’s what they _don’t_ say: premiums skyrocket, benefits are capped, and claims are often denied right when you need them most.

Many pay for decades, only to be told, “That’s not covered.” Meanwhile, the insurance execs get rich off your fears.

The elites? They don’t rely on this broken system. They self-insure, use trusts, and plan on their terms.

Tomorrow, I’ll reveal how veterans and their spouses can unlock powerful benefits most never claim.

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^Sponsored Content^

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**Poll Of The Day**

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**Fun Fact Of The Day**

 Nearly **50%** of long-term care insurance policyholders drop their coverage before ever making a claim—often because the premiums become unaffordable!

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