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Hello John,

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Millions of lower-income Americans face limited access to affordable, personalized health care. Costs are rising, choices are shrinking, and, too often, patients feel trapped in a system that puts bureaucracy above their needs.

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That’s why the ACCESS Act is such a game changer.

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This innovative legislation, introduced by U.S. Reps. Greg Steube and Kat Cammack of Florida, would empower 5 million lower-income Americans to take control of their health care.

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It allows them to redirect a portion of their subsidies into tax-advantaged health savings accounts, ensuring access to affordable, quality care comparable to wealthier families.

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How this can benefit your family: Funds put into the ACCESS HSA could be used to pay for qualified medical expenses, even ones not covered by insurance.

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But it gets better.

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At the end of the year, unspent funds in the HSA would roll over to the following year, allowing low-income families to build a nest egg for future expenses.

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Does an HSA like this sound like something your family could benefit from?

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Please take a moment to contact your lawmaker to let them know. It takes two minutes, and we’ll walk you through it.

Based on Congressional Budget Office estimates, the ACCESS Act would save taxpayers over $55 billion in its first 10 years. With deficits of nearly $2 trillion a year around the corner, we need to save every dollar we can.

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And because so many federal health care programs (and other federal aid programs) are subject to fraud, this bill contains strong anti-fraud provisions. The HSAs created by the ACCESS Act require participants to use a special debit card that can only be used for qualified medical expenses.

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Here’s a breakdown of the benefits of this legislation.

• Freedom to choose: Enrollees can use their HSA funds on services and providers that meet their unique needs — even those not covered by traditional insurance.
• Affordability: Saves taxpayers $55 billion over the next decade.
• Flexibility: You can save or invest unused HSA funds for future health care expenses, giving you and your family greater peace of mind.
• Anti-fraud protection: Safeguards ensure funds are used exclusively for qualified medical expenses.

By empowering individuals to take control of their health care dollars, the ACCESS Act reduces dependence on insurance companies and increases competition among providers.

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When health care providers compete, costs go down for everyone.

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So, it’s no wonder the ACCESS Act enjoys widespread popular support. A recent poll found that 82% of Americans, including majorities across political affiliations, back the ACCESS Act — a rare moment of consensus in today’s divided climate.

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This is your chance to advocate for commonsense health care reform that puts patients first. By supporting the ACCESS Act, you are championing a plan that delivers impact where it matters most — directly to individuals and families who need it.

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✔️ Save taxpayers $55 billion?

✔️ Improve health care for the poor?

✔️ Reduce fraud?

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It’s a win for everyone. Contact your representatives in Washington today and urge them to support the ACCESS Act.

We can make affordable, personalized health care a reality for millions of Americans.

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-Dean

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Dean Clancy 

Senior Health Policy Fellow 

Americans for Prosperity 

Thank you for your continued support. Together, we’re ensuring every American has access to the health care solutions they need. Stay tuned for updates on how we’re making impact-driven changes possible.