not the broken health care system  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏
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 ͏  ͏





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Hello John,

‌

It’s time to put patients — not the bloated health care system — in charge of
their own care. At AFP, we believe the key to making America healthy again is
empowering individuals to take control of their health care decisions.


More choice means more control
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Here’s the bottom line: When patients are in charge, they spend less, spend
smarter, and achieve better outcomes — reducing waste and lowering costs for
everyone.

‌

This vision was spotlighted during the recent House Ways and Means Health
Subcommittee hearings,which focused on expanding access to affordable health
care options.

‌

Following the hearing, AFP wrote the Ways and Means Committee chairman and the
Health Subcommittee chairman tocommend their efforts and urge them to include
patient-centered reforms in this year’s budget reconciliation package.

‌

Here’s the agenda we proposed in our letter:

* Expand health savings accounts: HSAs let families save for medical expenses
tax-free, empowering smarter, more informed spending decisions. Yet fewer than
20% of Americans qualify. Expanding eligibility would extend these benefits to
millions more.
* Eliminate barriers to direct primary care: DPC offers a subscription-based
model for personalized, affordable care without insurance middlemen. Updating
tax codes to remove obstacles would make DPC accessible nationwide.
* Create an HSA option for low-income families: By redirecting subsidies
currently paid to insurers into personal HSAs, families could pay for the care
and services they need most — boosting flexibility while keeping taxpayer costs
steady.
* Support gig workers: Allowing platforms and employers to contribute to gig
workers’ HSAs without affecting their independent contractor status would give
nearly 60 million gig workers better access to affordable health care options.
* End wasteful silver-loading by insurers: Addressing inflationary Affordable
Care Act practices like silver-loading (inflating insurance prices to capture
higher subsidies) could save taxpayers an estimated $55 billion while easing
consumer premiums and improving budget health.
* Enact the HOPE Act: This proposal would provide greater flexibility for
those facing high out-of-pocket costs with new HOPE Accounts, similar to Roth
HSAs. A bipartisan reform, it would give 90% of Americans the option of a
tax-advantaged HSA they own and control.
* Optional pre-funded Roth HSAs in entitlement programs: Modernizing
entitlement programs like Medicare and Medicaid to include pre-funded Roth HSAs
can incentivize smarter health care spending and help patients save
significantly.
These reforms can reduce inflation, lower deficits, and offer relief from
soaring medical costs and rising insurance claim denials. They form the
foundation of a Personal Option in health care — a system that prioritizes
choice, control, and affordability for all Americans.

‌

Join the movement: We can’t achieve this vision without your voice. By signing
ourPersonal Option Petition
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, you’ll join millions of Americans advocating for a transparent, patient-first
health care system that works for people — not bureaucracy.






Sign the petition now
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We can create a health care system that’s accessible, affordable, and
equitable — built for patients, not the system.

‌

Thank you for being part of this critical effort.

‌

Best regards,

‌

Dean Clancy

Americans for Prosperity






Thank you for your continued support. Together, we’re ensuring every American
has access to the health care solutions they need. Stay tuned for updates on
how we’re making impact-driven changes possible.






Americans for Prosperity

4201 Wilson Blvd, Suite 1000

Arlington, VA 22203



This email was sent to:

[email protected]




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