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Here are the top 10 Consumer Alerts from February you should be aware of:
Work From Home and Employment Scams
Job scams are rising, targeting job seekers with fake offers. Warning signs include unsolicited interviews, personal email contacts, upfront payment requests, and fake checks. Scammers may steal money or personal data. Verify employers, avoid advancing funds, and use trusted job sites. Report scams to the Michigan Attorney General’s office.
Tax-Related ID Theft
Tax-related identity theft occurs when someone uses your Social Security number to file fraudulent tax returns or earn wages under your identity. To protect yourself, file taxes early, safeguard personal information, and verify tax preparers' credentials. Victims should contact the IRS, file an identity theft affidavit, and continue paying taxes.
Recognizing and Responding to a Hacked Email Account
AG Nessel warns consumers about hacked email accounts. Signs include strange messages, login issues, and missing emails. If hacked, scan for malware, change passwords, check settings, and warn contacts. Prevent future attacks with two-factor authentication, strong passwords, and cautious email use.
Reduce Your Junk Mail
AG Nessel advises consumers on reducing junk mail and credit card solicitations. Opt out of pre-approved credit offers by calling 888-5-OPTOUT or by visiting the Opt Out website. Reduce direct mail by registering with the Direct Marketing Association. Be cautious of spam emails and never share personal information online.
Romance Scams: Stay Safe and Avoid Financial Heartache
AG Nessel warns of risks with online and in-person dating services, including financial scams, identity theft, and personal safety threats. Protect yourself by reading terms of service, safeguarding personal info, avoiding financial transactions with strangers, and meeting in public places. Be cautious of scammers using fake relationships for fraud.
Puppy Scams
Scammers may trick consumers into paying for non-existent puppies or charge excessive fees. To avoid fraud, research breeders, verify puppy details, never buy sight unseen, and use a credit card for purchases. Avoid pet stores linked to puppy mills and consider adopting from a shelter.
Government Imposter Scams
Scammers may impersonate government agencies through calls, emails, or texts to steal personal information or demand money. Don't click links, open attachments, or respond. Legitimate agencies won’t ask for payment via gift cards or wire transfers. Block and report suspicious messages. When in doubt, ignore and delete.
Illegal Gaming Machines
The use of illegal gaming machines is spreading in Michigan. These machines rely on chance, not skill, and can lead to criminal charges, fines, and business license loss. To protect yourself, avoid playing games that you're not sure are legal, verify their legitimacy, and report suspected illegal gaming to the Michigan Gaming Control Board.
Your feedback is always welcome, and we appreciate your engagement as we work to serve and protect the people of Michigan.
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