From American Retirement Insider <[email protected]>
Subject Projected Decrease in Social Security COLA for 2026
Date January 25, 2025 12:00 AM
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**Today’s Story**

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The Senior Citizens League (TSCL) projects a 2.1% cost-of-living adjustment (COLA) for Social Security beneficiaries in 2026, a decrease from the 2.5% adjustment in 2025 and the 3.2% in 2024. This anticipated reduction reflects a slowdown in inflation rates, which directly influences COLA calculations. 

While lower inflation eases some financial pressures, many retirees continue to face challenges with rising living costs. It's crucial for retirees to monitor these adjustments and plan their budgets accordingly to maintain financial stability.

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**Economic Tip**

To prepare for potential decreases in COLA, consider reviewing your retirement budget annually and exploring additional income streams or cost-saving measures to offset smaller benefit increases.

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