Predatory lending is harming small businesses and winners of the Just Economy Spirit Contest!!

NCRC ([link removed] )

Just News

for January 24, 2025

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .

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Announcements

NCRC Announces 3 Winners in #JustEconomy Spirit Contest

Congratulations to Carolyn Conant, Moab Area Community Land Trust (MACLT); Amanda Clark, Dominican Center; and Jamie Frey, Finanta (formerly Community First Fund), our winners of The National Community Reinvestment Coalition’s (NCRC) #JustEconomy Spirit Contest. [Read more ([link removed] ) ]

Views

Predatory Lending Is Hurting Small Businesses. Here’s How You Can Fight Back.

By Lauren Wolters

In 2025, states will play a pivotal role in defending business and consumer protection policies as the federal government turns hostile to these kinds of policies. They will also have opportunities to go on offense as Washington’s attention veers. One such chance to add new tools is state-level Truth in Lending Act (TILA) policies. NCRC will lead small business financial protection efforts this year in several states, in collaboration with coalition partners. [Read more ([link removed] ) ]

Events

Strategic Planning for HECM: Insights for Housing Counseling Workplan, Part One

January 28, 2 - 3:30 pm ET

Join NCRC’s National Training Academy on January 28 if your organization is considering adding a Home Equity Conversion Mortgage (HECM) Counseling program to your housing counseling work plan. We will explore HUD requirements and evaluate whether this program aligns with your agency’s goals. Gain insights to better serve senior residents and enhance your housing counseling offerings. [Register here ([link removed] ) ]

Finding Capital for Your Startup

January 30, 10 am – 12 pm ET

In this session, NCRC CDF will explore a variety of funding options for your startup, including loans, venture capital, crowdfunding, and grants. You’ll gain insight into how each funding source works, what investors are looking for, and how to prepare the necessary documents and pitches to increase your chances of success. Whether you’re seeking initial funding or aiming for a larger-scale investment, this session will help you identify the best funding fit for your business model and equip you with the tools and knowledge to approach different funding sources with confidence. [Register here ([link removed] ) ]

In The News

Denver Gaining Stability, Strength To Spur 2025 Outlook

by Valley Gadfly, Glendale Cherry Creek Chronicle

A study from the National Community Reinvestment Coalition recently found that Denver is the second-most gentrified city — change due to influx of affluent residents & investments — in the entire country.

[Read more ([link removed] ) ]

On Our Radar

Housing Rights Initiative Files Massive Discrimination Case in Illinois

By Brookle Han, Housing Wire

The Housing Rights Initiative (HRI) is taking aim at 165 real estate agents, brokerage firms, and landlords in its latest series of lawsuits filed in Chicago. The group claims that this is the largest housing discrimination case in Illinois history. [Read more ([link removed] ) ]

FDIC Acting Chair Hill Lays Out New Regulatory Priorities

By Ebrima Santos Sanneh, American Banker

The Federal Deposit Insurance Corp.'s newly appointed Acting Chairman Travis Hill — formerly the vice chair of the agency — Tuesday issued a statement saying he expects the agency to begin reviewing and repealing Biden-era bank regulations, take a softer approach to fintech and crypto, addressing so-called debanking and repairing the agency's struggling workplace culture. [Read more. ([link removed] ) ]

Resources

Work And Meet At The Just Economy Club

It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]

Learning & Training Hub

Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]

Research And Reports

We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]

Racial Wealth Snapshots

Browse our catalog of socioeconomic briefs. [View all ([link removed] ) ]

Sign And Share The Just Economy Pledge

America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]

Member Hub

NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .

Fair Lending Tool

Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]

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