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Editor's Pick

What do people regret the most when they retire?
Sree Vijaykumar“Despite improvements in savings habits and financial engagement, many retirees regret some of the decisions they made earlier in life when preparing for retirement,” Suzanne Ricklin, vice president of retirement solutions at Nationwide Financial, told Yahoo Finance. “More than 8 in 10 workers over 45 regret not taking retirement saving more seriously when they were younger.”

For many women, the shortfall stems from a late start. Research from Corebridge Financial found that more than 6 in 10 retired women wish they had started saving for retirement earlier – only about a quarter of them began saving and investing between the ages of 18 and 29. Worse yet, about 4 in 10 retired women say they did not begin prioritizing their financial and retirement planning until 41 or later, and 20% said they still have not started.

Continued here




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Inside the Houthis moneymaking machine - The Economist (No paywall)
Inside the Houthis moneymaking machine
After a ceasefire in Gaza, they may continue their Red Sea racket


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Trump told advisers he wants to visit China as president - WSJ (No paywall)
Trump told advisers he wants to visit China as president
WASHINGTONDonald Trump has told advisers he wants to travel to China after he takes office, according to people familiar with the discussions, seeking to deepen a relationship with Xi Jinping strained by the president-elects threat to impose steeper tariffs on Chinese imports.






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Big Techs new frenemy era is here - WSJ (No paywall)
Big Techs new frenemy era is here
As Jeff Bezos and Mark Zuckerberg try to curry favor with the incoming president, they appear to be warming to Donald Trumps First Buddy" Elon Musk after years of frosty relations. Its all part of a dance where the two are trying to escape the incoming presidents longtime ire and direct it elsewhere within the tech world.


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Trumps tariff threats push Europe to gear up for trade fight - WSJ (No paywall)
Trumps tariff threats push Europe to gear up for trade fight
BRUSSELSPresident-elect Donald Trumps tariff warnings are forcing Europe to confront an unwanted trade-off: Keep its own tariffs low and shoulder the economic costs, or throw up new barriers in a bid to protect vulnerable industries.




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The year that hedge funds got their mojo back - WSJ (No paywall)
The year that hedge funds got their mojo back
In a year when everything seemed to go up, the industry generated some of its strongest, and most consistent, returns in a decade. The big question for investors: Was 2024 a turning point, or will the recent trend of so-soand sometimes dismalreturns quickly reassert itself?


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Trump launches meme coin ahead of White House return - WSJ (No paywall)
Trump launches meme coin ahead of White House return
Named $TRUMP, the project is a so-called meme coin, a type of crypto whose value is based largely on the popularity of internet memes. The token, which is available on the Solana blockchain, quickly soared in value and held a market value of more than $6 billion as of Saturday evening, according to CoinMarketCap.




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Blueskys Bot Problem Is a Byproduct of Its Success. Users Are Not Amused. - Inc (No paywall)
Blueskys Bot Problem Is a Byproduct of Its Success. Users Are Not Amused.
The social platform Bluesky has earned plaudits from former users of X by offering an experience that evokes social medias early days. Despite an emphasis on chronological feeds and user empowerment, Bluesky is navigating terrain familiar to all social networks past and presentincluding a recent bot invasion that includes a growing number of dupe or impersonation accounts. The wave appears to be hampering the experiences of some people on the site.


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Trump-backed memecoin value tops $12bn as crypto industry hopes rise - FT (No paywall)
Trump-backed memecoin value tops $12bn as crypto industry hopes rise
Incoming president launched token on Friday night after a Washington gala for crypto executives and politicians




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Republicans come out against Donald Trump's TikTok "extension" plan
Republicans come out against Donald Trump's TikTok
TikTok's fate has emerged as a significant geopolitical and cultural issue after Congress passed a law last year signed by President Joe Biden requiring TikTok's China-based parent company, ByteDance, to divest the platform by January 19. Lawmakers supporting the app's sale or ban have cited national security concerns, pointing to ByteDance's ties to the Chinese government and the app's data collection practices.


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How a major Supreme Court case is changing how police do their jobs
How a major Supreme Court case is changing how police do their jobs
Fearless journalism is more important than ever. When news breaks, you need to understand what actually matters and what to do about it. At Vox, our mission to help you make sense of the world has never been more vital. But we cant do it on our own.




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How Labeling Laid-Off Tech Workers as 'Low Performers' Destroys Careers
How Labeling Laid-Off Tech Workers as 'Low Performers' Destroys Careers
The label "low performer" is assigned to you, a tag that sticks, staining your professional reputation and making it harder to recover. This isn't an isolated case; it's the harsh reality many tech workers face in today's turbulent job market.


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Future Customers Won't Search -- They'll Send an AI Agent. Are We Ready?
Future Customers Won't Search -- They'll Send an AI Agent. Are We Ready?
Over the past two decades, the internet has been shaped by Search Engine Optimization (SEO) -- a set of practices that made it easier for users to find websites through search engines. For businesses, SEO was the golden rule: the better your site ranked, the more visible it became.




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Cutting off oil is Canada's nuclear option. What would it mean if it happens?
Cutting off oil is Canada's nuclear option. What would it mean if it happens?
In Canada's arsenal of possible responses to a Trump tariff, the nuclear option is the threat to withhold, reduce or place export tariffs on Canadian energy.


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The new gold rush why the precious metal has lost none of its allure
The new gold rush why the precious metal has lost none of its allure
There's a secrecy to the specifics of our planned rendezvous, when I meet a sharp-suited Egon von Greyerz in Zurich airport's arrivals hall. Hands shaken, he guides us out of a side entrance towards a car park in a quiet corner of the sprawling complex.




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The mad dash to protect environmental data from Donald Trump
The mad dash to protect environmental data from Donald Trump
With Donald Trump stepping back into office, advocates are warning that access to important environmental and public health datasets could be at risk. Information about climate change vanished from federal websites under Donald Trump, who has repeatedly called climate change "a hoax.


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Have Fresh Graduate Tech Jobs Become A Casualty Of AI?
Have Fresh Graduate Tech Jobs Become A Casualty Of AI?
As many have noticed, there has been a slew of layoff announcements recently. While layoffs in general appear to be increasing, this article focuses on technical jobs. Technical layoffs create a conundrum for computer science graduates.




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Researchers seek to expand citizen scientist testing of UK river quality
Researchers seek to expand citizen scientist testing of UK river quality
Citizen science testing of river water quality will expand this year in an attempt to make the data part of official monitoring of waterways, the head of an independent environmental research group has said.


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These Billionaires, Companies And InvestorsElon Musk, Kevin OLeary And MoreCould Buy TikTok As Ban Starts - Forbes (No paywall)
These Billionaires, Companies And InvestorsElon Musk, Kevin OLeary And MoreCould Buy TikTok As Ban Starts
The AI search engine startup Perplexity AI has reportedly submitted a bid to merge with TikTok, as other companies and billionaires have rumored to be, or have expressed in, buying ByteDances popular social media app to navigate around a U.S. ban. (UPDATE: TikTok was banned Sundayfollow live updates here.)


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TikTok goes dark for US users, while Trump signals he will save it - WSJ (No paywall)
TikTok goes dark for US users, while Trump signals he will save it
The app started to halt service Saturday night, as a law was about to take effect requiring it to shed its Chinese ownership or close in the U.S. It marked the first time the U.S. government has compelled the closure of such a widely used app, and disrupted millions of American businesses and social-media entrepreneurs who use TikTok to connect with customers and fans.


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Lina Khans legacy could prove to be fragile as Trump pick takes helm of FTC
Lina Khans legacy could prove to be fragile as Trump pick takes helm of FTC
Lina Khan was installed as the US's top antitrust watchdog with a mandate to turn the page on an era of light-touch enforcement. According to her critics, Khan was a "bully" with "unchecked power". But, by her reckoning, this new era brought "off the charts" success.


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Accused 911 Mastermind Agrees to Use of Disputed Confession for Life Sentence
Accused 911 Mastermind Agrees to Use of Disputed Confession for Life Sentence
Then, two days later, Defense Secretary Lloyd J. Austin III moved to withdraw from the deals. He retroactively stripped his appointee, Susan K. Escallier, a retired Army lawyer, of the authority to reach the deal and said he wanted the men to face trial.


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Why America is in an alcohol recession
Why America is in an alcohol recession
Beer, wine, and spirit sales have trended upward for years. But the industry now faces new threats. This year, millions of Americans are participating in Dry January -- the tradition of abstaining from booze for an entire month. And the alcohol industry is waking up to a nasty hangover.


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TikTok Engineered Its Shutdown to Get Saved. But Trump's Solution May Fall Short
TikTok Engineered Its Shutdown to Get Saved. But Trump's Solution May Fall Short
But it was impressive politics on all sides. By shutting down the app for a bit of Saturday night and Sunday morning, TikTok made vivid to its loyal users what the world would be like without the app. (That shouldn’t be hard to imagine: It first came into American’s phones in 2016, just two months before Mr. Trump was elected for the first time.) And it created, for just a few hours, a standoff that Mr. Trump could then leap in and resolve, at least temporarily, on his way to the rally of his supporters in Washington on Sunday afternoon.


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American Airlines Accused of Discrimination by Interracial Couple
American Airlines Accused of Discrimination by Interracial Couple
Follow New York Times Travel on Instagram and sign up for our Travel Dispatch newsletter to get expert tips on traveling smarter and inspiration for your next vacation. Dreaming up a future getaway or just armchair traveling? Check out our 52 Places to Go in 2025.


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Solar farms are booming in the US and putting thousands of hungry sheep to work
Solar farms are booming in the US and putting thousands of hungry sheep to work
BUCKHOLTS, Texas (AP) -- On rural Texas farmland, beneath hundreds of rows of solar panels, a troop of stocky sheep rummage through pasture, casually bumping into one another as they remain committed to a single task: chewing grass.


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TikTok restoring U.S. service after Trump provided aassurancea
TikTok restoring U.S. service after Trump provided aassurancea
Trump has previously stated on Truth Social that he would like the U.S. to hold 50% ownership of TikTok in a joint venture to "keep it in good hands and allow it to stay up." However, ByteDance has not changed its stance on having no plans to sell the company.


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Charting the Biden economy: Despite all the growth and jobs, a deeply unpopular president
Charting the Biden economy: Despite all the growth and jobs, a deeply unpopular president
"Economists looking at this 20 years from now are going to view this as quite an amazing performance," Zandi said. "The story here is still not over. But my sense is history will judge this period as one to follow in future crises."


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TikTok Says Service Will Return as Users React to Shutdown
TikTok Says Service Will Return as Users React to Shutdown
But by Saturday night in the United States, it was clear those hopes were, at least briefly, in vain. Alix Earle, a popular TikTok creator, headed straight over to Instagram to livestream with her followers and process the news. Ms. Earle joked she had tried to learn Mandarin to use RedNote, a Chinese video app that has become popular in recent days. She had already been banned from that app, she said.


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TikTok says it's restoring service in the US
TikTok says it's restoring service in the US
The company shared a statement on X Sunday afternoon about 12 hours after going dark.


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Marvel Snap, CapCut, Lemon8 and other ByteDance apps have also shut down in the US alongside TikTok
Marvel Snap, CapCut, Lemon8 and other ByteDance apps have also shut down in the US alongside TikTok
“Apple is obligated to follow the laws in the jurisdictions where it operates,” Apple said in a statement on the support page. “Pursuant to the Protecting Americans from Foreign Adversary Controlled Applications Act, apps developed by ByteDance Ltd. and its subsidiaries — including TikTok, CapCut, Lemon8, and others — will no longer be available for download or updates on the App Store for users in the United States starting January 19, 2025.”


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The world braces for Trump, hoping for the best, unprepared for the worst
The world braces for Trump, hoping for the best, unprepared for the worst
Turnbull advises that as the executive orders pour out of the White House next week – many of them hostile to the US’s allies – the test will be first to stand up to the bullying, but then to convince him there is common ground, for there is only one question – commercial and political – that Trump ever asks: “What’s in it for me?’


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Trump says he will delay TikTok ban, suggests a joint venture with US ownership | TechCrunch
Trump says he will delay TikTok ban, suggests a joint venture with US ownership | TechCrunch
Anthony Ha is TechCrunch’s weekend editor. Previously, he worked as a tech reporter at Adweek, a senior editor at VentureBeat, a local government reporter at the Hollister Free Lance, and vice president of content at a VC firm. He lives in New York City.


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Employees of failed startups are at special risk of stolen personal data through old Google logins | TechCrunch
Employees of failed startups are at special risk of stolen personal data through old Google logins | TechCrunch
“When the founder has to deal with shutting the company down, they’re probably not in a great head space to be able to think about all the things they need to be thinking about,” Ayrey says.


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Trump Vowed to End the Ukraine War Before Taking Office. The War Rages On.
Trump Vowed to End the Ukraine War Before Taking Office. The War Rages On.
“Wars can’t be settled by bombast,” Senator Richard Blumenthal, Democrat of Connecticut, said in an interview. “And the missing link in his thinking is the failure to understand that Ukrainians will reach the settlement only if they are at the negotiating table from a position of strength. He’s in effect undermined their position, and that’s one reason why he hasn’t reached a solution before his inauguration.”


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For Trump's Second Inauguration, the Vibes in D.C. Are Very Different
For Trump's Second Inauguration, the Vibes in D.C. Are Very Different
This is the moment Mr. Trump’s supporters have been waiting four long years to see. The ones who converged on the capital this weekend packed bars and got pulled around town in pedicabs blaring the Village People. They did night sightseeing in Georgetown, marveling at the size of the federalist estates. They were excited.


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Trump Aims for Show of Strength as He Returns to Power
Trump Aims for Show of Strength as He Returns to Power
“We had a 40-seat Republican margin in the House in 2017 and yet there was trouble ticking off the list of accomplishments,” said Kellyanne Conway, his 2016 campaign manager who served as a senior White House counselor in his first term. “This time there is a slimmer majority, yet larger mandate. President Trump knows he can move with alacrity and immediacy.”


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TikTok Ban Behind Fire Set at a Mall With Congressman's Office, Police Say
TikTok Ban Behind Fire Set at a Mall With Congressman's Office, Police Say
TikTok said on social media on Sunday that it was “in the process of restoring service” after a pledge from Mr. Trump that no one would face financial penalties for hosting TikTok while the service tries to find a way to comply with the law.


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Trump's Cryptocurrency Surges to Become One of the World's Most Valuable
Trump's Cryptocurrency Surges to Become One of the World's Most Valuable
At least on paper, the Trump tokens in the market as of Sunday late afternoon had a total trading value of nearly $13 billion, and a total of $29 billion worth of trades had taken place in just two days. That calculation is based on the nearly $64 value of each of the 200 million tokens issued, according to CoinGecko, an industry data tracker.


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Biden Pardons Five More People, Including Civil Rights Leader Marcus Garvey
Biden Pardons Five More People, Including Civil Rights Leader Marcus Garvey
During a visit to Royal Missionary Baptist Church, a storied Black church near Charleston, S.C., Mr. Biden said that his decisions reflected how he had come to view the power of “redemption.”


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The Push and Pull of Los Angeles: Beauty and Danger
The Push and Pull of Los Angeles: Beauty and Danger
My friend bought a house on one of these hillsides, in Hollywood, in 2022. Last week, she evacuated. She is well aware of how climate change is supersizing fires. She didn’t think it would be so fierce, so fast. “This is happening a lot sooner than I ever thought,” she texted. “tho I know you had an inkling.”


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When Is Trump's Inauguration Here's How to Watch.
When Is Trump's Inauguration Here's How to Watch.
Mr. Trump, in announcing the change in plans on Friday, also effectively canceled the traditional parade, noting that guests would be invited to view the inaugural proceedings at the nearby Capital One Arena. He said he would join them there after the ceremony.


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Jake Sullivan, White House National Security Adviser, Reflects on China Policy
Jake Sullivan, White House National Security Adviser, Reflects on China Policy
“We thought we actually needed an export control regime that gets put into place and then built upon. … They were pointing in the right direction, but there was no real systematic undertaking on that front.”


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Donald Trump will want a good deal with UK, says minister
Donald Trump will want a good deal with UK, says minister
He said: "[Priti Patel's] desire to rush into a free trade deal between the UK and US - one that could sell British farmers and food standards down the river - reminds us of where her and her party's true alliances lie: with the Mar-a-Lago clan, not with constituents here in Britain."


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TikTok Starts Working Again After Trump Says He Will Stall a Ban
TikTok Starts Working Again After Trump Says He Will Stall a Ban
The possibility of an executive order, followed by TikTok’s stunning about-face, mark a new phase in the fight over the future of the app, which has reshaped the social media landscape, defined popular culture and created a living for millions of influencers and small businesses that rely on the platform.


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What We Know About the TikTok Ban
What We Know About the TikTok Ban
“In agreement with our service providers, TikTok is in the process of restoring service. We thank President Trump for providing the necessary clarity and assurance to our service providers that they will face no penalties providing TikTok,” the company said in a statement.


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Instagram Debuts New Video-Editing App, as TikTok Deals With a Ban
Instagram Debuts New Video-Editing App, as TikTok Deals With a Ban
TikTok’s competitors have not waited to make hay from the situation. Mr. Mosseri described Edits as designed specifically for creators to edit video on their phones and to save ideas for other videos that they might want to post later.


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Brown Brothers Harrimanas slavery links exposed by Liverpool campaign
Brown Brothers Harrimanas slavery links exposed by Liverpool campaign
A spokesperson for BBH said: "Slavery is a shameful and abhorrent chapter in history. We have provided information on our website regarding our predecessor firm's involvement in the cotton trade, which relied on enslaved labor, to be open and transparent and to explain the context we believe to be true of that time.


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Jean Jennings, Who Wrote With Verve About Cars, Dies at 70
Jean Jennings, Who Wrote With Verve About Cars, Dies at 70
Mrs. Jennings had no formal training in journalism. Cars, though, she knew: Before joining Car and Driver in 1981, she had driven a cab, repaired engines and crash-tested prototype Chryslers at the company’s proving grounds outside Detroit.


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TikTok Butters Up Trump as It Navigates a Ban in the U.S.
TikTok Butters Up Trump as It Navigates a Ban in the U.S.
Mr. Trump may not be able to save the app in the long-term as he has declared. He vowed early Sunday to issue an executive order to give ByteDance, TikTok’s Chinese owner, more time to make a sale that would satisfy the law, but it’s not clear if he can extend the timeline now that the law has taken effect — or if he has a sale in mind that would meet the terms of the law. Mr. Trump appears to be committed. Even before his post promising an executive order, he posted to the social media platform Truth Social in all-caps: “SAVE TIKTOK!”


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First 3 Israeli Hostages Are Freed Under Gaza Cease-Fire
First 3 Israeli Hostages Are Freed Under Gaza Cease-Fire
In one clip, one of the returned hostages, Romi Gonen, is surrounded in an embrace by members of her family as they tearfully comfort one another. Yarden Gonen, her sister, who had traveled around the world in the past year to lobby for Romi’s release, jumps up and down in the video as the family hugs. In another clip, another released hostage, Doron Steinbrecher, tearfully embraces loved ones.




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