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Just News

for January 10, 2025

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .

For continuous updates, follow us on Twitter ([link removed] ) , FB ([link removed] ) , LinkedIn, ([link removed] ) I ([link removed] ) G ([link removed] ) and Tiktok ([link removed] ) .

Announcements

Join NCRC’s #JustEconomy Spirit Contest And Win Exclusive Conference Access!

From January 7-17, post a memorable story from a past Just Economy Conference or Summit or a photo of Just Economy/NCRC logo merchandise* on social media with the hashtag #JustEconomy and you could win a free Just Economy Conference ticket. [Read more ([link removed] ) ]

Videos

Let's Have A Trillion Dollar Conversation

NCRC member Arlo Washington, a barber from Little Rock, Arkansas, has shared a powerful new video highlighting the importance of economic justice. Don’t miss this inspiring message about creating opportunities and equity for all. [Watch now ([link removed] ) ]

Events

Turn Your Idea Into Action: Build Your Business Plan

January 16 , 10 – 11 am ET

Bring your business idea to life in this comprehensive, hands-on session focused on building a solid business plan. We’ll guide you through setting clear goals, defining your target market, crafting marketing strategies, and creating a financial forecast. This workshop will help you transform abstract ideas into a roadmap that attracts investors, aligns your team, and prepares you for sustainable growth. [Register here ([link removed] ) ]

Protect Your Business: Key Strategies To Safeguard Your Future

January 23 , 10 am – 12 pm ET

In this session, we’ll walk you through the critical steps to protect your business from risks. From selecting the right business structure and securing intellectual property to understanding insurance needs and implementing cybersecurity best practices, we’ll cover it all. Whether you’re starting out or looking to fortify your existing business, this session equips you with the tools to ensure long-term protection and success. [Register here ([link removed] ) ]

Finding Capital for Your Startup

January 30 , 10 am – 12 pm ET

In this session, we’ll explore a variety of funding options for your startup, including loans, venture capital, crowdfunding, and grants. You’ll gain insight into how each funding source works, what investors are looking for, and how to prepare the necessary documents and pitches to increase your chances of success. Whether you’re seeking initial funding or aiming for a larger-scale investment, this session will help you identify the best funding fit for your business model and equip you with the tools and knowledge to approach different funding sources with confidence. [Register here ([link removed] ) ]

On Our Radar

CFPB Finalizes Rule To Remove Medical Bills From Credit Reports

By Consumer Financial Protection Bureau

The CFPB’s research ([link removed] ) reveals that a medical bill on a person’s credit report is a poor predictor of whether they will repay a loan, and contributes to thousands of denied applications on mortgages that consumers would be able to repay. The CFPB expects the rule will lead to the approval of approximately 22,000 additional, affordable mortgages every year and that Americans with medical debt on their credit reports could see their credit scores rise by an average of 20 points. [Read more ([link removed] ) ]

Elon Musk Wants To ‘Delete’ Many Americans’ Financial Lifeline

By Sharon McGowan, The Hill

The money recovered is made available to those who have been impacted by the institutions’ wrongdoing through the CFPB’s victims’ relief fund. To date, more than 200 million Americans have been eligible for payments from the fund. The agency has also cancelled many consumers’ debts altogether and reduced loan principles for many others. [Read more ([link removed] ) ]

Resources

Work And Meet At The Just Economy Club

It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]

Learning & Training Hub

Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]

Research And Reports

We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]

Racial Wealth Snapshots

Browse our catalog of socioeconomic briefs. [View all ([link removed] ) ]

Sign And Share The Just Economy Pledge

America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]

Member Hub

NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .

Fair Lending Tool

Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]

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