In today’s Economic Democracy Weekly, we dive into why economic change is difficult. This begins with a look at Joe Biden’s administration and how economic change rhetoric obscured social benefit backsliding. Next, in our latest Truth to Power interview, Dr. Jessica Gordon Nembhard, author of Collective Courage, discusses how Black co-op organizers have had to regularly overcome repression to pursue their cooperative visions of economic justice. This is followed by the second installment in our series on Building Wealth for the Next Generation: The Promise of Baby Bonds, which considers how to advance long-term policy to reduce the nation’s racial wealth gap. Lastly, an “Economy Remix” article examines what community lenders have learned over the past four decades—and where the CDFI movement might go today.