High utility bills and deferred home maintenance are forcing too many homeowners and renters to live with unsafe conditions like mold, exposed wiring, and faulty plumbing. Home repairs, a small investment compared to new housing, are critical for those who can't afford the expense. This burden falls especially on seniors, new homeowners, and low-income individuals who face mounting bills and limited resources. Rising home maintenance costs are forcing difficult choices for many families, leaving them with dangerous health and safety risks. The Whole-Home Repairs Act will help low- and moderate-income homeowners make critical repairs, ensuring homes remain safe, secure, and a foundation of generational wealth.