As the autumn air ushers in the season of ghosts and goblins, we find ourselves reflecting on the hauntingly impactful work we've accomplished together this year. 

We took on Keybank and emerged with an agreement for the bank to provide $17 million to fund grants, down payment assistance, fee waivers and other efforts to expand credit and assist loan applicants in minority and underserved communities. We boosted awareness of wealth, income, employment, lending and housing disparities in underserved communities through research, investigations and publications like this report we just published today, which showed the nearly total lack of progress in closing the nation's Black-White wealth divide over the past 30 years.

But that’s just the tip of the cauldron! In 2024, NCRC cast many spells for positive change. 

We offered more than 200 training courses to help our members serve and strengthen their communities. We advocated for policies to strengthen and enforce the Community Reinvestment Act and we persuaded the US Consumer Financial Protection Bureau to safeguard consumer data protections under the Section 1033 Financial Data Privacy Rule that was finalized this month. 

We need your support to continue this work into 2025 and beyond. Your contribution will help NCRC shine a light on the transformative efforts of our network of members, allies, friends, and donors—true champions in our quest to make a Just Economy a national priority and a local reality.