Updates from the OIC

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office of the insurance commissioner mike kreidler
     
 

Most Gray and Oregon Road fire victims were under-insured

 
 

Media contact: Public Affairs, (360) 725-7055

OLYMPIA, Wash. — An analysis of the insurance claims paid out after the Gray and Oregon Road fires show that most of the homes destroyed were under-insured.

The fires burned more than 20,000 acres, and destroyed 366 homes, outside of Spokane in August of 2023.

Washington state Insurance Commissioner Mike Kreidler’s office initiated a data call in June of 2024 to collect information from insurance companies that had a loss associated with the fires. 

The results showed 355 significant dwelling claims — consisting of $10,000 in dwelling loss and $10,000 in personal property loss. Of those claims, 244 had paid out 100% of their coverage for damage and 162 are still open and ongoing.

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