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- The top 25 stories curated by editors and fellow readers!

From the Editor's Desk

How AI Can Make Strategy More Human

The power of AI is now within reach of all companies, opening up a new
world of strategy innovation and enabling companies to leave the
constraints of legacy architecture behind forever. Three new related
high-potential strategies include: Forever Beta, Minimum Viable Idea
(MVI), and Co-lab. This article explains each in detail, with
examples of companies that are currently using them. Though their
specific strategies are distinct, the companies share three important
characteristics. First, their technology, business strategy, and
execution are so closely intertwined as to be nearly
indistinguishable. Second, humans — not machines — are in the
driver’s seat. Third, these companies understand that all companies,
no matter their industry, are now technology companies. But
technology-driven business strategies require farseeing leaders. Those
who are able to see opportunities at the new radically human nexus of
people and technology will pre-empt disruption and seize the future.

Continued here
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_TradeBriefs: Newsletters for Decision-Makers!_

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The $14 billion question dividing OpenAI and Microsoft - WSJ
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OpenAI and Microsoft are facing off in a high-stakes negotiation over
an unprecedented question: How should a nearly $14 billion investment
in a nonprofit translate to equity in a for-profit company?

Work

After a yearlong hunt, Sinwars killing came down to chance - WSJ
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TEL AVIV : For a year, Israel’s military and its intelligence
agencies scoured Gaza in a relentless hunt for Hamas leader Yahya
Sinwar. And for a year, the architect of the Oct. 7 attacks eluded
them.















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North Korea to Send 10,000 Troops to Ukraine, Zelenskiy Warns -
Bloomberg [[link removed]}&lead=419599&emailid=80703&nl=daily]
Kim accused of sending arms to Russia for its war on Ukraine

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Can Netflix keep flexing its pricing muscle? - WSJ
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Third-quarter results from Netflix on Thursday show why the streaming
pioneer remains the most investible name in a troubled media market.
As its Hollywood peers are losing money or barely breaking even in
streaming, Netflix delivered a $2.9 billion operating profit, making
for a record high margin of 30% on a quarterly basis. Revenue and
subscriber growth exceeded Wall Street’s expectations, as did the
company’s forecast for the fourth quarter.














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Chinas major commercial banks cut deposit rates again - WSJ
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China’s major commercial banks have cut their deposit rates for a
second time this year, a move that could help ease pressure on
lenders’ profits after officials lowered mortgage and lending rates
as part of efforts to boost the economy.

Work

Headhunter Said to Use Fake Identities to Dupe Wall Street Traders -
Bloomberg [[link removed]}&lead=419599&emailid=80703&nl=daily]
People familiar with Odin Partners claim the recruiter asked staff to
make false job offers to tempt traders into providing salary and
profit and loss data allegations the company denies.














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Why This Pharma Boss Isnt Chasing the Obesity Hype - Bloomberg
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Belen Garijo, the CEO of Merck KGaA, says focus on growth and
innovation is key to the German groups future

Work

Penguin Random House amends its copyright rules to protect authors
from AI
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Penguin Random House is the latest publishing company to take action
against encroaching AI models. Earlier this week, The New York
Times issued a cease and desist letter to the AI startup Perplexity
to spot using its articles and stories to help its AI model create
answers for users.














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Kamala Harris questions Trump's stamina: 'Is he fit to do the job?'
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The Democratic nominee's message resonated with Richard Bandstra, who
described himself as a "former Republican". Bandstra said he came to
the rally to hear a message of hope - and, as he saw it, to fight for
what he called the most important issue of the race: preserving
American democracy.

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Luca Guadagnino to direct new take on Bret Easton Ellis's American
Psycho
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The prolific director recently finished production on college-set
thriller After the Hunt starring Julia Roberts and Andrew Garfield,
and is attached to direct an adaptation of Pier Vittorio Tondelli's
1989 novel Separate Rooms with Josh O'Connor and Léa Seydoux.














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Fluid Truck files for Chapter 11 bankruptcy and pursues sale after
leadership shakeup | TechCrunch
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Rebecca Bellan covers transportation for TechCrunch. She’s
interested in all things micromobility, EVs, AVs, smart cities, AI,
sustainability and more. Previously, she covered social media for
Forbes.com, and her work has appeared in Bloomberg CityLab, The
Atlantic, The Daily Beast, Mother Jones, i-D (Vice) and more.Rebecca
studied journalism and history at Boston University. She has invested
in Ethereum.

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Investors bet on the power of light, diamonds in the trash, and more |
TechCrunch
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The startup world lost one of its own this week, as our former
TechCrunch colleague Steve O’Hear passed away much too soon at the
age of 49. The heartbreaking news also put into light how thankful
many founders were for his support over the years. Our thoughts go out
to his family, his friends, and his team at communications consultancy
O’Hear & Co, which intends to live on and build on his legacy.














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Bluesky surges into the top 5 as X changes blocks, permits AI training
on its data | TechCrunch
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Sarah has worked as a reporter for TechCrunch since August 2011. She
joined the company after having previously spent over three years at
ReadWriteWeb. Prior to her work as a reporter, Sarah worked in I.T.
across a number of industries, including banking, retail and software.

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Investor FOMO returns, and what happened with WordPress and WP Engine?
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Anthony Ha is TechCrunch’s weekend editor. Previously, he worked as
a tech reporter at Adweek, a senior editor at VentureBeat, a local
government reporter at the Hollister Free Lance, and vice president of
content at a VC firm. He lives in New York City.














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Morning Rounds: A STAT crossword, Atul Gawande, and hearing music with
hearing aids
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While Indian and Chinese Americans comprise the largest proportion of
Asian-American physicians, Cambodian and Hmong Americans are largely
underrepresented. Filipinx Americans make up more than half of Asian
American nurses and nursing assistants, and Bangladeshi and Chinese
Americans made up the largest proportions of home health aides.
Overall, Asian Americans represented an estimated 22% of physicians,
10% of RNs, and 8.3% of home health aides.

Work

These Americans Say They'll Move Abroad if Their Candidate Loses
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These two men were among the nearly 2,000 Times readers who responded
to a question I posed in this newsletter over the summer: Would
Americans consider moving abroad should their preferred candidate lose
the presidential election?













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Sinwar's Death Was a Victory for Israel. But Can the U.S. Persuade It
to 'Take the Win'?
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Nothing in his face-offs with Mr. Netanyahu suggests that the Israeli
prime minister will take his advice or seize the chance to turn the
military victories into a lasting political accomplishment. One of Mr.
Biden’s senior aides said the administration’s concern was that
the killing of Mr. Sinwar, and before him the killing of the Hezbollah
leader Hassan Nasrallah, ratifies in Mr. Netanyahu’s mind his
certainty that he was right to deflect American calls for
de-escalation over the past few months.

Work

American Express is going after luxury-hungry Gen Zers
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Shares of Amex fell 5% Friday morning after slightly falling short of
analysts’ overall revenue expectations. The company reported a
record $16.6 billion in revenues for the quarter, up 8 % year over
year.

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Sinwar's Death Highlights Israel's Long Quest for Deterrence
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That view is also partly why Israel has shrugged off international
condemnation of its campaign in Gaza, ignoring calls for a cease-fire.
Since the Hamas-led attack of Oct. 7, 2023, that killed roughly 1,200
people, Israel has pursued the most devastating war in its history,
killing tens of thousands of Palestinians and displacing roughly 2
million others.

Work

Lebanon Issues Rare Criticism of Iran Over 'Blatant Interference'
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Mr. Mikati has repeatedly affirmed his government’s commitment to
the full implementation of the U.N. agreement in an attempt to bring
an end to the violence in Lebanon that has killed thousands and
displaced over one million. However, Lebanon’s crisis-racked
caretaker government is deemed largely powerless to rein in Hezbollah.

Work

Cuba Suffers Blackout After Power Plant Failure Near Havana
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To ease the stress on the electrical network, officials announced on
Thursday night that all schools would be closed until Monday and
cultural and nonessential activities such as nightclubs would shutter.

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The US Treasury is using AI (a vehicle for fraud) to detect fraud
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The Treasury plans to share the technology with other federal
agencies, though some have already implemented their own. The IRS, for
example, has taken steps to use AI to find tax evaders, automate
services and conduct audits.

Work

Middle East crisis: Biden, Starmer and Macron say 'immediate
necessity' to end Gaza war ? as it happened
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The most intense recent clashes have come in Jabalia, the largest of
Gaza's eight historical refugee camps and the site of fierce fighting
in recent weeks between Israeli forces and Hamas militants who have
regrouped there. Tens of thousands of civilians are thought to be
trapped in Jabalia, where conditions are deteriorating.

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Israel steps up assault on Gaza with tens of thousands trapped in
Jabalia
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“We get only polluted water and canned food from aid agencies
because we do not have a source of income or even work. We cannot buy
food because everything is expensive,” said Ashour. “But the
biggest problem we face is finding safety. There is no safety at all,
wherever we go.”

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ITN criticised by its journalists after report on internal complaints
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This article was amended on 18 October 2024 because an earlier version
mistakenly said that the report did “identify material legal
concerns” about the use of NDAs, rather than did not identify the
concerns.

Work

NHS set to receive 4% budget rise but health chiefs say it may not be
enough
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A senior figure from one of the NHS’s biggest trusts said this week
that hospitals were “anticipating an incredibly difficult winter”,
the HSJ reported. There are widespread fears that a “tripledemic”
of flu, Covid and RSV could overwhelm hospitals, which are already
under intense pressure.

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Trump denies being 'exhausted' after Kamala Harris questions fitness
for office ? US politics live
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"And check this out. His own campaign team recently said it is because
of exhaustion. Well, if you are exhausted on the campaign trail, it
raises real questions about whether you are fit for the toughest job
in the world."

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Rare copy of US constitution sells for $9m at North Carolina auction
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In 2021, Sotheby’s of New York sold one of only 14 remaining copies
of the constitution printed for the continental Congress and delegates
to the constitutional convention for $43.2m, a record for a book or
document.

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Kentucky man declared brain dead wakes up during organ harvesting
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“He made … attempts to say: ‘Hey, I’m here,’ but it was kind
of ignored,” Rhorer said to WKYT. “They finally stopped the
procedure because he was showing too many signs of life.

Work

Trump overcharged Secret Service by 300% for accommodations at his
hotels
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Trump sold the lease on the 263-room hotel, known as the Old Post
Office building, in 2022 to a Florida-based investment group, CGI
Merchant Group. Since the hotel reopened as a hotel in the Waldorf
Astoria chain in June 2023, spending by Republican groups there has
cratered, according to a report by Citizens for Responsibility and
Ethics in Washington, an oversight group that sued Trump over
emoluments issues.

Work

Ohio Woman Scores $15M Lottery Win, But A Huge Tax Bill Means She May
Only Take Home $4.5M - Here's Why
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But as tempting as immediate access to millions might be, experts warn
that having a plan in place is essential. Without solid financial
advice, it's easy for winners to blow through their money faster than
they think.

Work

Marjorie Taylor Greene Continues Her Stock-Buying Bonanza; Here Are 6
Stocks She Just Bought
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Randi Zuckerberg, a former director of market development and
spokeswoman for Facebook and sister to Meta Platforms CEO Mark
Zuckerberg, is a member of The Motley Fool's board of directors. Scott
Levine has no position in any of the stocks mentioned. The Motley Fool
has positions in and recommends ASML, Applied Materials, Costco
Wholesale, Lam Research, Meta Platforms, and Nvidia. The Motley Fool
has a disclosure policy.

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Dividend Investor Making $1,000 Per Month With Just $40,000 Invested
Shares His 'Hyper Dividend' Portfolio: Top 9 Stocks and ETFs
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Wondering if your investments can get you to a $5,000,000 nest egg?
Speak to a financial advisor today. SmartAsset’s free tool matches
you up with up to three vetted financial advisors who serve your area,
and you can interview your advisor matches at no cost to decide which
one is right for you.

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With $900k in a Roth and $2,200 Monthly Social Security, Is Retiring
at 66 Feasible?
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Are you a financial advisor looking to grow your business? SmartAsset
AMP helps advisors connect with leads and offers marketing automation
solutions so you can spend more time making conversions. Learn more
about SmartAsset AMP.

Work

'You Threw A Hornet's Nest In The Closet' -- Couple Buried In $91,000
Debt Turns to Dave Ramsey After Panicking, Making Their Situation
Worse
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This article 'You Threw A Hornet's Nest In The Closet' — Couple
Buried In $91,000 Debt Turns to Dave Ramsey After Panicking, Making
Their Situation Worse originally appeared on Benzinga.com

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I'll Bet You Didn't Know These 3 Things About Costco's Executive
Membership
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Should you spring for an upgraded Costco membership? Read on for some
surprising facts about the Executive option.

Work

California Woman Asks Suze Orman About Her Husband's Credit Card Debt
- Here's The Surprising Answer On Who's Responsible
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In cases where debts spiral out of control, experts recommend
considering life insurance. Having a policy in place could ensure that
if one spouse passes away, the surviving partner is not left drowning
in debt.

Work

Have $500? 2 Absurdly Cheap Stocks Long-Term Investors Should Buy
Right Now
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Rick Munarriz has positions in Carnival Corp. and Sirius XM. The
Motley Fool has positions in and recommends Berkshire Hathaway. The
Motley Fool recommends Carnival Corp. The Motley Fool has a disclosure
policy.

Work

These 4 Vanguard ETFs Are All You Need for a Well-Rounded Stock
Portfolio
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Stefon Walters has positions in Vanguard Index Funds-Vanguard Mid-Cap
ETF, Vanguard Index Funds-Vanguard Small-Cap ETF, Vanguard S&P 500
ETF, and Vanguard Total International Stock ETF. The Motley Fool has
positions in and recommends Vanguard Index Funds-Vanguard Mid-Cap ETF,
Vanguard Index Funds-Vanguard Small-Cap ETF, Vanguard S&P 500 ETF, and
Vanguard Total International Stock ETF. The Motley Fool has a
disclosure policy.

Work

MicroStrategy's 'Nav Premium' Shouldn't be Feared, Says Benchmark,
Raising Price Target to $245
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Benchmark believes MicroStrategy’s business model justifies the
premium to NAV and that traders should focus on the company’s BTC
Yield. Introduced by Saylor and team earlier this year, Bitcoin Yield
tracks the effectiveness of bitcoin investments by measuring the
percentage change over time of the ratio between MSTR’s bitcoin
holdings and its fully diluted share count. The Bitcoin Yield stood at
17.8% through September 19 compared to 1.8% and 7.3% in 2022 and 2023,
respectively, according to Benchmark’s data.

Work

What's Going On With Nokia Stock On Friday?
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Prior reports indicated Nokia’s plans to replace Lundmark because he
failed to drive revenue for the company. However, the company snubbed
the report and acknowledged their faith in Lundmark’s leadership.

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Cigna resumes mega merger talks with rival health insurer Humana,
Bloomberg News reports
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Humana has lost nearly 40% of its value this year as it faces multiple
challenges, including declining enrollments in its top-rated Medicare
plans, elevated costs due to higher demand for medical care and
lower-than-expected reimbursement rates from the government.

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Lucid Group announces pricing of public offering of common stock
[[link removed]}&lead=419599&emailid=80703&nl=daily]
Lucid Group announced that it priced its underwritten public offering
of 262,446,931 shares of its common stock. The public offering is
expected to close on or about October 18, 2024, subject to customary
closing conditions. BofA Securities is acting as the sole underwriter
for the public offering. In addition, Lucid has entered into an
agreement with its majority stockholder and affiliate of the Public
Investment Fund, Ayar Third Investment Company, pursuant to which Ayar
has agreed to purchase

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Altman-Backed Nuclear Stock Doubles in Value on AI Power Demand
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The group, however, is restricted from selling their stock. Under the
current terms of the SPAC deal, the four investors can’t sell the
more than 40 million combined shares until a three-year phased lock-up
expires. But there is a caveat to that limit. If the stock can hold
above pre-determined levels — from $12 to $16 — for 20 of 60
trading days, then chunks of their positions would be available to
cash in.

Work

Sales from controversial drug discount program rose to $63 billion
last year
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Since it began more than 30 years ago, the program has ballooned and
fed into the national clash over the cost of medicines. Some $38
billion in prescription medications were purchased under the 340B
program in 2020, for instance, which was up from $16.2 billion in
2016. And this fast-paced trajectory has triggered a battle between
the pharmaceutical and hospital industries.

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RFK Jr. alarms leaders in health, even many in GOP
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Sarah Owermohle reports on the administration’s health care
initiatives, federal health policy, and its intersection with politics
and the courts. She joined STAT in 2022 after covering health policy
at Politico. She is also the co-author of the free, twice-weekly D.C.
Diagnosis newsletter.

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Up and down the ladder: The latest comings and goings
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And here is our regular feature in which we highlight a different
person each week. This time around, we note that Aligos Therapeutics
hired Hardean Achneck as chief medical officer. Previously, he worked
at Pliant Therapeutics, where he was senior vice president and head of
clinical development.

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What the U.S. election could mean for Medicare, drug pricing, and AI
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No matter who takes the White House, Tripathi faces significant
constraints in regulatory power and budget. Given these limitations,
Tripathi has touted public-private partnerships and suggested that
health care provider groups will ultimately be responsible for their
use of AI. 

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Potential competition for RSV prophylactic Beyfortus
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Some of the political proposals meant to lower drug costs for patients
could ultimately harm innovation, jobs, and the U.S. lead in the
biopharmaceutical sector, opines Fritz Bittenbender, a top executive
at Genentech. He advocates instead a longterm bipartisan approach to
improve affordability — such as the 340B Drug Pricing Program, a
1992 safety-net program designed to help support vulnerable patient
populations.

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CVS Health replaces CEO as it faces a range of challenges
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Joyner was previously the president of CVS Caremark, the company’s
pharmacy benefits manager, and executive vice president of CVS Health.
He’s spent most of his career at CVS and the companies it went on to
acquire, including Aetna, the insurer now owned by CVS. The company
said Lynch stepped down “in agreement” with the company’s board.

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