In this week’s Climate Justice newsletter, we unpack the problem of insurance.

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** Climate Justice
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As the southeast United States deals with its second deadly hurricane in almost as many weeks, the scale of the destruction is only beginning to be understood. How will communities recover—and who will foot the bill for rebuilding? In this week’s Climate Justice newsletter, we unpack the problem of insurance. First, many families are already experiencing the direct cost of climate change through their homeowner’s insurance, even in locations believed to be “safe” ([link removed]) from climate disaster. Next, facing bankruptcy due to risk of severe weather events, insurers are passing the costs on, with some companies moving away from being insurers of last resort ([link removed]) . Then, what happens if your place of business is your home, and it’s lost or damaged in a storm or disaster? New climate guides are helping small-business owners and artists navigate
insurance ([link removed]) and assistance. Finally, subscribe to Nonprofit Quarterly Magazine to receive our fall 2024 issue: “Supporting the Youth Climate Justice Movement ([link removed]) .”
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Insurance in a Climate-Changed World ([link removed])
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Places deemed “safer” from climate change, like the US heartland, are also experiencing higher insurance payouts because of “secondary perils.” Read more... ([link removed])

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Facing Climate Risk, Insurers Pass the Bill to the Public ([link removed])
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“Lenders are transferring flood risk to entities that are essentially backed by the US taxpayer, which should be concerning.” Read more... ([link removed])

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Climate Change Is a Challenge for Artists—These Guides Are Here to Help ([link removed])
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When it comes to navigating the resources available in the wake of a disaster, the information is complex, incomplete, and fractured across local, state, federal, and private entities like insurance companies. Read more… ([link removed])
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An anti-racist community development paradigm. ([link removed])
How does structural racism show up in the community development sector? The People’s Practice explores what an explicitly anti-racist approach looks like.
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“Supporting the Youth Climate Justice Movement” ([link removed])
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Young people are leading the current climate justice movement, and the fall 2024 issue of Nonprofit Quarterly Magazine centers their urgent work. Subscribe today to receive this inspiring issue of the magazine. Subscribe here… ([link removed])
In case you missed it, here’s last week’s newsletter! ([link removed])

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