Dear John,

With Medicare Open Enrollment now underway, I wanted to share important details with you regarding recent improvements to Medicare that are lowering health care costs.

In 2022, Democrats passed the Inflation Reduction Act with Vice President Harris’ tie-breaking vote. This new law gives Medicare the power to negotiate lower prescription drug prices—and it reduces costs for seniors in several important ways.

Medicare has now capped the cost of insulin for seniors with diabetes at $35 per month. Recommended vaccines, like those to treat shingles, are now free for people with Medicare prescription drug coverage. 

And, starting in January, total out-of-pocket costs for prescription drugs will be capped at $2,000 per year, no matter how expensive your drugs are. That means that seniors will never pay more than a total of $2,000 per year for prescription drugs covered under Medicare—including expensive drugs that treat cancer and chronic illnesses. Thanks to a new provision in Medicare Part D, you can pay those prescription drug costs in zero-interest monthly payment installments.

In addition to these cost-saving benefits, Medicare has negotiated with pharmaceutical companies for lower prices for ten of the most expensive and frequently used prescription drugs in Medicare. These new, lower prices will go into effect in 2026, and Medicare will continue to negotiate prices for additional drugs each year for the foreseeable future.

I encourage every senior in our community to take advantage of these new, lower-cost Medicare benefits. It is more important than ever to look at your drug coverage for 2025 during Medicare Open Enrollment and make sure you are enrolled in the Medicare Part D plan that is best for you.

You can learn more about these benefits and review your options at Medicare.gov. Medicare Open Enrollment begins October 15th and runs through December 7th.

Expanding access to affordable health care is one of my top priorities as your Member of Congress. I am proud of the progress we have delivered with the Biden-Harris Administration, and I will continue to put people over politics to lower costs and help hardworking Americans breathe easier.

As always, please be sure to check in regularly with our website and social media pages (Twitter, Facebook, and Instagram) for updates. If you'd like to share your thoughts or concerns, you can email me here.

Today and every day, it is an honor to serve you in Congress. Take good care.

Sincerely,

Congresswoman Terri A. Sewell