| “It’s the lack of competition and some very bad government rules and mandates that are actually incentivizing the big health insurance companies to drive their prices up.” Case in point: Provisions in the Inflation Reduction Act would have increased Medicare Part D (the prescription drug plan) monthly premiums by nearly 300% — from $65 today to $180 next year. Those premium hikes would have been announced right before the election. Whoops! Can’t have that. So, Medicare dreamed up a phony “demonstration program” that would reduce Part D premiums. How? By increasing payments to insurance companies — to the tune of $5 billion. Not surprisingly, nearly all insurers signed up to be part of the demonstration. Here’s how this scheme will end: Part D premiums will eventually rise. Taxpayers will be out $5 billion. Insurance companies will profit. And your health care won’t improve. That’s why we need a Personal Option for health care that funds individuals and families — not the system. With a Personal Option, providers would have to compete for your business instead of gaming the system for their benefit. Health care is too personal to be run by the government and insurance companies. It’s time to put you in control of your health care decisions with a Personal Option. Please contact your elected official and tell them you support a Personal Option. Best, -Dean Dean Clancy Senior Health Policy Fellow Americans for Prosperity | 
