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If there’s one thing Americans can agree on in 2024, it’s that housing is far too expensive in far too many towns and cities. Unsurprisingly, given the cost of living in the DC area, it’s a regular topic of conversation among my friends in the area. But even in lower-cost areas like southwest Michigan or suburban Utah, my friends are among the millions of Americans struggling to find affordable housing.


Luckily, while the politics around housing reform may be tricky—just like all politics these days—the solutions themselves are straightforward. Research makes it clear that the culprit is overzealous local zoning rules and regulations which drive up prices by preventing enough homes—particularly smaller or more affordable ones—from being built.


Last week we released a
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new policy brief offering a menu of options states could consider to reform housing policy. Our housing policy researchers —
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Salim Furth ,
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Emily Hamilton , and
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Charles Gardner — provide 17 specific options to help reverse the problem and bring costs back down.


The recommendations fall into broad categories, like reversing regulatory overreach, updating construction standards and streamlining approval procedures. Specific proposed options include:
-
Permit Accessory Dwelling Units
- Allow Residential Uses in Commercial Zones
- Simplify HOA Laws
- Eliminate Aesthetic Mandates and Materials Bans
In addition to these specific proposals, Salim, Emily, and Charles recommend that states establish a housing task force, using
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Montana’s recent success as a model.


Ultimately, embracing housing reform offers local leaders and communities the opportunity to address challenges unique to their area and expand opportunity for the people who live there.

mailto:[email protected]?subject=
Kate De Lanoy
Director of Communications

Mercatus Center at George Mason University

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