Plus, get those FEF applications submitted by August 30
NCRC ([link removed] )
Just News
for August 16, 2024
News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .
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Announcements
Application Extension for NCRC's Field Empowerment Fund!
The FEF empowers NCRC members to level up established service lines through a catalytic injection of grant funding. Grantees may receive up to $200,000 in grant funding to implement their FEF project over a 18-month performance period. Applications are now due September 13! [Read more ([link removed] ) ]
Views
ANALYSIS: Capital One-Discover “Community Benefits Plan” Contains Less Than $5 Billion In New Value
By Kevin Hill
Capital One describes this CBP as a $265.2 billion commitment to products and services for low- and moderate-income (LMI) communities – actions the plan promises to take if regulators approve the Discover merger. This misleading characterization is a 40-fold exaggeration of the merger-tied CBP’s benefit to communities. [Read more ([link removed] ) ]
Pennsylvania’s Hospital Merger Speedrun Will Hurt Patients. Here’s How They Can Do Better Next Time.
By Devin Thompson and Justin Sackey
The massive Jefferson Health-LVHN hospital merger was quickly approved without consideration of public health equity. Pennsylvania needs to take a different approach next time. [Read more ([link removed] ) ]
If You Want More Housing, Build Less Parking: Local Zoning Lessons For The Housing Affordability Crisis
By Amanda Flynn
Parking minimums are intended to ensure that sufficient parking is available for each development, but are delivering more than we need. And all those empty parking spaces add up to significant square footage that could be used for more housing. [Read more ([link removed] ) ]
News
Call for 2025 Just Economy Conference Session Ideas
By NCRC
This is the national event for community, business, foundation, policy and government leaders who want a nation that not only promises but delivers opportunities for all Americans to build wealth and live well. National and local leaders, visionaries and changemakers gather to learn, ask hard questions, network and share ideas on how to make a Just Economy a national priority and a local reality. [Read more ([link removed] ) ]
Events
Creating Mortgage and Eviction Diversion Programs in Communities
August 20, 2 - 3:30 pm ET
Join NCRC in this webinar offered in both English and Spanish to help managers who are new to overseeing a housing counseling program learn the necessary skills and techniques required to lay a sturdy and strong foundation to sustain the program. During the webinar we will discuss tips and strategies that will help managers evaluate the effectiveness of their program and help them operate in a manner consistent with HUD’s expectations. [Register here ([link removed] ) ]
Spanish version: August 21, 2 - 3:30 pm ET [Register here ([link removed] ) ]
Strategic Branding: Elevating Your Organization through Effective Marketing
August 19, 2 - 3:30 pm ET
This course is a specialized course offered by NCRC, designed to empower participants in developing impactful branding strategies within the framework of The Office of Housing Counseling marketing strategies, National Awareness campaign, and industry standards. This course provides practical insights and tools for organizations seeking to enhance their brand presence and market effectively while operating on a limited budget. [Register here ([link removed] ) ]
NCRC CDF Series II: Session 3: Strategic Debt Management and Repayment Strategies
August 22, 10 am ET
Join NCRC CDF for session 3 of the series: Strategic Financial Management Beyond Funding. Now that you’ve secured funding, understanding how to manage and repay debt strategically is essential. Explore different repayment approaches, debt consolidation options, and tactics for minimizing interest costs. [Register here ([link removed] ) ]
In The News
Harris Touts Clash With Big Banks As Calif. Attorney General To Show She Fights For Average Americans
By Jim Puzzanghera, The Boston Globe
Jesse Van Tol, president of the National Community Reinvestment Coalition, a fair housing advocacy group, said Harris was among the bolder state attorneys general who wanted more money from the banks.“It says a lot about Kamala Harris that ... she was willing to walk away, willing to push to do more in a context in which many people were not, in her own party,” he said. “And yet you have to square that with the fact that many of us felt ... that the federal government, the state governments didn’t do enough.” [Read more ([link removed] ) ]
On Our Radar
Why Credit Unions Are Buying Banks
By Felix Salmon, Axios
Credit unions have many advantages over banks. They pay less in taxes and don't need to deliver profits to shareholders. They also have less of a regulatory burden — they aren't subject to Community Reinvestment Act requirements. [Read more ([link removed] ) ]
Environmental Protection Agency Launches Historic Partnership With HBCUs
By Kizzy Cox, Essence
The grant will fund environmental education and workforce development which will include training, internships and fellowships for young people interested in careers working to reduce air pollutants and greenhouse gases. [Read More ([link removed] ) ]
Resources
Work And Meet At The Just Economy Club
It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more ([link removed] ) ]
Learning & Training Hub
Register for NCRC's catalog of professional development courses for community development leaders. [Learn ([link removed] ) more ([link removed] ) ]
Research And Reports
We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]
Racial Wealth Snapshots
Browse our catalog of socioeconomic briefs. [View all ([link removed] ) ]
Sign And Share The Just Economy Pledge
America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]
Member Hub
NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .
Fair Lending Tool
Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]
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