Health Policy Center
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Health Policy Update
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The impact of enhanced premium tax credits on coverage by race and ethnicity
Enhanced premium tax credits in the Affordable Care Act Marketplace increase insurance coverage and reduce coverage disparities for Black and Hispanic people. These gains will likely be reversed if Congress doesn’t extend the credits beyond 2025.
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Senate committee hearing on what Congress can do to end medical debt
Medical debt affects millions of Americans and can undermine their health and financial well-being. Policies to expand health insurance and reduce cost sharing for low- and moderate-income households can help alleviate medical debt burdens.
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What the evidence says about favorable selection in Medicare Advantage
Favorable selection in Medicare Advantage (MA) contributes to excessive payments to MA plans. This brief reviews evidence on selection in MA and how study findings relate to the appropriateness of payments to MA plans.
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Mixed-status families and immigrant families with children continued avoiding safety net programs
Nearly one in four adults in mixed-status families and more than one in seven adults in immigrant families with children avoided safety net programs because of green card concerns in 2023.
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How do Marketplace premiums compare with premiums in the large- and small-group markets?
Marketplace premiums are lower than premiums in employer-sponsored plans, likely because of the substantially higher payment rates and breadth of provider networks in commercial markets than in Marketplaces, Medicare, and Medicaid.
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