and 10 Tips for Applying for a Business Loan
NCRC

Just News

for August 9, 2024

 

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org.

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Announcements

 

Just Economy Conversations from NCRC

By NCRC

Join NCRC for Just Economy Conversations, a series of online discussions about how to solve America’s persistent racial and socio-economic wealth, income and opportunity divides. We’ll bring together experts from NCRC and our network of community and national leaders to offer ideas, insights and practical strategies on how to make a Just Economy a national priority and a local reality. [Read more] 

News

 

Call for 2025 Just Economy Conference Session Ideas

By NCRC

This is the national event for community, business, foundation, policy and government leaders who want a nation that not only promises but delivers opportunities for all Americans to build wealth and live well. National and local leaders, visionaries and changemakers gather to learn, ask hard questions, network and share ideas on how to make a Just Economy a national priority and a local reality. [Read more] 

 

NCRC’s Field Empowerment Fund For Nonprofits And CDFIs Opens Round Of Grant Applications

By NCRC

The FEF empowers NCRC members to level up established service lines through a catalytic injection of grant funding. It builds on an existing program or service area so as to concretely upgrade your organization’s baseline for service delivery in a way that allows the improved community benefit to be sustained beyond the grant period. Grantees may receive up to $200,000 in grant funding to implement their FEF project over a 18-month performance period. [Read more] 

Views

 

If You Want More Housing, Build Less Parking: Local Zoning Lessons For The Housing Affordability Crisis

By Amanda Flynn

Parking minimums are intended to ensure that sufficient parking is available for each development, but are delivering more than we need. And all those empty parking spaces add up to significant square footage that could be used for more housing. [Read more]

 

10 Things To Know Before Applying For A Business Loan

By Daniella Djiogan 

As you are thinking about applying for a business loan, whether as a startup or an existing business owner with years of experience running a business, it is important to consider and review the following steps prior to submitting your application to maximize your chances of success in securing capital for your business. [Read more] 

Field Notes

 

NCRC CDF Entrepreneur Spotlight: Vea Logistics, LLC

By Justin Logan

At Vea Logistics, LLC, our mission is to provide comprehensive and sustainable logistics solutions pertaining to waste management, hauling services and relocation solutions that empower our clients and communities. People and community development are the keys to our success; because of this, we are dedicated to implementing strategies that enhance economic opportunity, build strong neighborhoods and ensure a dynamic framework for career development. [Read more]

Events

 

How To Design A Workforce Development Program For Housing Counseling Agencies

August 13, 2 - 3:30 pm ET 

This webinar is designed for non-profit agency staff members who are interested in launching a workforce development program. Participants will learn about the critical steps and considerations necessary before starting a program. [Register here] 

 

Unlocking Opportunities: Winning Strategies For CDFIs In Special Purpose Credit Programs

August 15, 2 - 3:30 pm ET

Over the past several years, Special Purpose Credit Programs (“SPCPs”) have emerged as a powerful tool for addressing persistent lending disparities. At the encouragement of regulators, advocates, and others, many institutions have launched SPCPs specifically designed to close lending gaps in communities of color, with very promising results. [Register here] 

 

UT Homeless & Affordable Housing: Solutions For The SW

August 15, 11 am - 1 pm MT (1-3 pm ET)

Join NCRC member Utah Housing Coalition for this webinar that will delve into the impactful reforms initiated through uncomfortable but necessary audits of homeless service providers, which led to the formation of a pivotal focus group consisting of philanthropists, stakeholders, providers and legislators. [Register here] 

    In The News

     

    National Coalition Calls On FHLBank Presidents To Prioritize Affordable Housing Investments

    By Consumer Federation of America

    “Increasing Federal Home Loan Banks’ contribution to affordable housing programs from 10 to 20 percent is a no-brainer and the bare minimum of what it should be. The FHLBs receive billions of dollars in government subsidies, and must remain committed to their mission of supporting fair and affordable housing, instead of corporate profits,” said Eden Forsythe, Chief Policy Counsel at the National Community Reinvestment Coalition. [Read more]

    On Our Radar

     

    San Francisco Takes Harder Line Against Homeless Camps, Defying Its Reputation

    By Heather Knight, The New York Times 

    San Francisco has long had a reputation as a liberal bastion, a city that had hoped to solve its problems more through compassion than crackdowns. But with voters frustrated by homeless encampments, open drug use and a downtown that has lost some of its verve, Ms. Breed has taken a tougher approach as she fights for her political life in a hotly contested mayoral race. [Read more]

     

    More Americans Are Moving Into Flood And Fire Hot Spots

    By Sarah Kaplan, The Washington Post 

    Morman and his wife moved from their Washington apartment to the Satellite Beach condo in February 2023. They are among more than 300,000 Americans who moved to flood- or fire-prone counties last year, despite the growing threat posed by climate change, according to a report from the real estate company Redfin. [Read More]

    Resources


    Work And Meet At The Just Economy Club
    It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events or hang out in the lounge. [Read more]

    Learning & Training Hub
    Register for NCRC's catalog of professional development courses for community development leaders. [Learn more]

    Research And Reports
    We have an extensive library of research and reports that dates back many years! [View all]

    Racial Wealth Snapshots
    Browse our catalog of socioeconomic briefs. [View all]

    Sign And Share The Just Economy Pledge
    America should not only promise but deliver to all Americans opportunities to build wealth and live well. Sign and share the pledge to help us expand the movement for a Just Economy. [Sign and Share]

    Member Hub
    NCRC members: Don't forget you have access to our member hub! Learn more about membership here. You can join as an organization or an individual.

    Fair Lending Tool
    Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]

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