Quick signature: Medical Debt Doesn’t Belong on Your Credit Report!
[ [link removed] ]Take Action Now
[ [link removed] ]TAKE ACTION

Dear Friend,

Two-weeks ago, I got a panicked call from my teen son. He had dislocated
his knee at Judo practice, couldn’t get up, and didn’t know what to do. I
told him to call an ambulance, then I hopped in the car to go to him. As I
drove there, I was—of course—extremely worried about my son, but, if I’m
being honest, I was also very worried about how much the ambulance ride
and ER visit would cost, despite having insurance!

No one should delay or avoid needed medical treatment because of cost, but
it is incredibly common in the United States.

[ [link removed] ]**Quick signature: Sign our letter to the Consumer Financial Protection
Bureau in support of their proposed rule to address medical debt.

What’s happening? The Fair Credit Reporting Act prohibits creditors from
considering a person’s medical information, but there is currently an
exception for medical debt information. The Consumer Financial Protection
Bureau (CFPB) has proposed a rule to remove this exception so that medical
debt information will no longer be included on credit reports used by
creditors. [1]

The CFPB is currently taking public comments on this proposed rule.
Medical debt negatively impacts the wellbeing and financial freedom of
families across the country. Parents are significantly more likely than
non-parents to have health care debt from their own or someone else’s
medical or dental bills. [ [link removed] ] Further, new mothers are twice as likely to
have medical debt as young women who did not recently give birth. [ [link removed] ]

[2]Add your name to our public comment on this proposed rule. Medical debt
doesn’t belong on your credit report!

Grappling with the reality of medical debt makes it harder for families to
make ends meet and plan for the future. Forty-one percent of all U.S.
adults have health care debt, with the burden falling disproportionately
on Black and Latinx communities, people who have recently given birth, and
people with disabilities. [ [link removed] ] This is not ok!

An anonymous MomsRising member in Florida recently told us, “My husband is
disabled and requires ongoing healthcare in order to live a happy life...
He has already experienced thousands of dollars in medical debt that we
have had to fight to get removed from his credit record. No one deserves
death or lifelong debt because they lack money to pay for essential
services.”

[3]Don’t forget to sign on in support of CFPB’s proposed rule to ban
medical debt from credit reports!

The more people who speak out, the bigger our impact. Please take a moment
to share our action link with your friends and
family: [4][link removed]

Together we are a powerful voice for families.
- Felicia, Donna, Kristin and the whole MomsRising / MamásConPoder team

 

P.S. Has medical debt negatively impacted your credit? [ [link removed] ]Tell us your
story! 

[1] CFPB, [ [link removed] ]CFPB proposes to ban medical bills from credit reports.
Consumer Financial Protection Bureau
[2] Health System Tracker, [ [link removed] ]The burden of medical debt in the United
States
[3] Kaiser Family Foundation, [ [link removed] ]Medical Debt Among New Mothers 
[4] Kaiser Family Foundation, [ [link removed] ]Americans’ Challenges with Health Care
Costs

 


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