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CUNA and NAFCU are now America's Credit Unions.

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May 13, 2024

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Court stops CFPB’s credit card late fees rule ([link removed] )

A Texas district court Friday issued a preliminary injunction to stop the CFPB’s credit card late fees rule from taking effect this week. The CFPB finalized the rule in March, capping credit card late fees at $8 and eliminating the automatic annual inflation adjustment for the threshold. The rule applies to issuers with more than …

Debit interchange proposal will negatively impact consumers, should be withdrawn ([link removed] )

The Federal Reserve’s debit interchange proposal would bring real-world harm to consumers and card issuers of all sizes and should be withdrawn, America’s Credit Unions wrote the Fed in comments filed Friday. The proposal would adjust all three components of Regulation II’s interchange fee cap and calculate it using information weighted towards the cost experience …

This week: Congress preps bills with credit union impact ([link removed] )

This week, America’s Credit Unions will be engaged as Congress works on several bills that could impact the credit union industry. Of note, the House Financial Services Committee is expected to hold a markup Thursday that will likely include a credit union-supported bill to improve Community Development Financial Institution (CDFI) Fund transparency. America’s Credit Unions …

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