Dear John,

As we start a new year, many of us feel the pressure to change something about our lives or ourselves. We set goals for a better exercise regime, to read a book every month, to take more family vacations, or to give back to those in need.

But what if we could do more? What if we could do something that would change our life — and the lives of many others?

Generosity. It sounds so simple — or maybe even churchy. Yet the intentional, consistent practice of giving can profoundly affect how we and others live. Here are four ways generosity can make a significant difference.

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