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Insider's Report: Coronavirus and What You Need to Know

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As you know, the World Health Organization (WHO) has labeled the novel coronavirus (COVID-19) outbreak a pandemic. The Centers for Disease Control and Prevention (CDC) indicates that, most often, the spread of respiratory viruses from person-to-person happen among close contacts (within 6 feet); however, at this point, the transmissibility of the coronavirus is not fully understood. Below is some information that you may find useful as you navigate through this public health event.

 

WHO IS AT RISK?

 

Older adults and people with serious chronic medical conditions, such as heart disease, diabetes and lung disease, are at higher risk of getting very sick from the coronavirus. Learn your risks and what you should do to prepare now.


HOW TO REDUCE YOUR RISK


According to the CDC, to prevent the spread of the coronavirus or the flu, you should:

 
  • Wash your hands with soap and water for 20 seconds, often. Use a hand sanitizer that contains at least 60% alcohol if soap and water are not available.

  • Avoid touching your eyes, nose and mouth.

  • Disinfect common surfaces, regularly.

  • Avoid non-essential travel and avoid crowds.

  • Contact your doctor if you think you are ill.
 

The CDC does not recommend healthy people wear facemasks unless they are health care workers or people taking care of someone in a close setting.

 

If there is an outbreak of coronavirus in your community, older Americans are also advised to make sure they have adequate household items and groceries on hand, and to contact their health care provider to ask about obtaining extra necessary medications if they need to stay home for a prolonged period of time. For the latest updates and to learn more about how you can prepare here.

 

IF YOU HAVE THESE SYMPTOMS ...

 

If you are experiencing fever, cough and shortness of breath, you are asked to stay home and call your health care provider before seeking in-person care, so you don’t spread the virus to others.

 

WILL MEDICARE PAY FOR TESTING?

 

Medicare beneficiaries will not have to pay any out-of-pocket costs related to coronavirus testing and older Americans with Medicare may also have the option to discuss their health with a doctor through virtual visits, also known as telehealth. Once a vaccine for COVID-19 is found and ultimately made available to the public, Medicare will cover it under Part D.

 

IMPORTANT UPDATE:

 

Effective March 17, 2020, the Social Security Administration has decided to close all local Social Security offices to the public for in-person service, in order to protect customers and employees during the coronavirus pandemic.

 
 



Please consider becoming a member now to help us keep the pressure on Congress. Your continued support is essential to the National Committee's mission of protecting your earned benefits.

bw_bills DON'T CUT THE PAYROLL TAX! 

 

While current stimulus legislation now rapidly moving forward in Congress does not include a payroll tax cut, make no mistake: this dangerous proposal continues to receive President Trump's support. And so it's not off the table. The National Committee strongly opposes this proposal because it would divert Social Security trust funds for purposes for which they were not intended, in this case as a means to stimulate our economy.

 

It seems as though bad ideas never die in Washington. While the National Committee agrees that providing tax relief to middle-class Americans is an important consideration as we respond to the many possible economic and social dislocations that may arise as a result of the coronavirus epidemic, we do not believe that making cuts to or eliminating the Social Security payroll tax is an appropriate way to accomplish this goal.

 

Any reductions to this vitally important revenue stream would threaten Social Security's ability to continue paying benefits to the 64 million Americans who depend on those benefits for their economic survival, by reducing the amount in the trust funds from which benefits are being paid. The senior population, those who are directly affected by taking their money from the trust fund, will not see a single dime of relief from a payroll tax deduction, since most are not working.

 

There are alternatives to the payroll tax cut which would be more targeted and effective to stimulate an economy slowed by the spread of the coronavirus. For example, a one-time payment by the federal government can put money in the hands of taxpayers quickly, and the Making Work Pay Tax Credit can be passed by Congress rapidly, as can an expansion of the Earned Income Tax Credit. And spending in other programs that directly help those who lose employment as a result of the coronavirus can be the most targeted relief of all. Bottom line, any proposal that targets Social Security by reducing the revenue going into this program would hurt the very people it’s intended to help.

 
bw_poll Take Our Poll! 

 

Right now there is growing anxiety about the coronavirus and the impact this virus will have on people's health, finances and daily lives. And with each passing day, more details and developments emerge about the coronavirus outbreak. Some people are changing their behaviors (for example, canceling trips, limiting interactions with others and washing their hands more frequently) in an effort to avoid their exposure to the virus.

 

And so we want to know your response to the following question:

 

Do you plan to change your daily activities as a result of the coronavirus?

 

Take our poll now!

 
bw_askus Ask Us

 

Did you know that a team of experts in the field of Social Security policy is available to answer your questions about benefits? For 37 years, the National Committee has been helping thousands of our members and supporters with a broad range of concerns on Social Security.

 

Whether you're currently retired or approaching retirement, the National Committee's "Ask Us" section can help answer your questions about Social Security. You can either search our archives for valuable advice on a broad range of concerns at www.ncpssm.org/ask-us-recent/ or email your question to [email protected].

 

This week's question is: Hi, I am a widow. Can I receive my own Social Security benefit before full retirement age (FRA) and then switch to my late husband's benefit at FRA and receive his full benefit?

 

Click here to read the answer.

 
bw_recent_headline Recent Headlines


Where is Social Security in Coverage of Trump Payroll Tax Cut Proposal?
 (March 11, 2020, www.ncpssm.org, Entitled to Know blog)

 

Giving People Money To Respond To COVID-19 Is A Good Idea. Here's How It Might Actually Work. (March 12, 2020, Forbes, Elena Botella)

 

How To Boost Your Emergency Supply Of Prescription Medicines (March 9, 2020, NPR, Patti Neighmond)

 

Nearly 1 in 4 Americans are skipping medical care because of the cost (March 12, 2020, CNBC, Megan Leonhardt)

 

Op-Ed: One Way to Fix Social Security? Make Millionaires Pay More (March 7, 2020, Money & Markets, Chad Stone)

 

Most nursing home visits banned as part of federal COVID-19 strategy (March 15, 2020, McKnight's, James M. Berklan)

   
 


 

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